Annual, Audit and Financial Reports
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Name Description PDF 2022 MLC Super Fund Annual Report A Trustee report providing an update on legislative changes, how members' money is invested and a reminder of how members' accounts are administered. This Annual Report for the MLC Super Fund is relevant to the products listed on the inside front cover. 2022 MLC Superannuation Fund Annual Report This Annual Report is relevant to MLC Wrap Super and MLC Navigator Retirement Plan.
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Name Description PDF 2023 MLC MasterKey Unit Trust Annual Financial Report This gives you annual financial information on MLC MasterKey Unit Trust 2023 Trustee Financial Annual Report This gives you the Trustee's annual financial information
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Name Description PDF Navigator Australia Limited Independent audit report investor statements (PDF)
For the year end 30 June 2023
Navigator Australia Limited Independent audit report investor statements internal controls (PDF)
For the year end 30 June 2023 Navigator Australia Limited Independent audit report Internal controls (PDF) For the year end 30 June 2023 For the year end 30 June 2023
MKISF Independent audit report investor statements internal controls (PDF)
For the year end 30 June 2023 MKISF Independent audit report Internal controls (PDF) For the year end 30 June 2023 For the year end 30 June 2023
MKIS Independent audit report investor statements internal controls (PDF)
For the year end 30 June 2023 MKIS Independent audit report Internal controls (PDF) For the year end 30 June 2023
Archived Annual Reports
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Name Description PDF 2020 MLC Superannuation Fund Annual Report For the year end 30 June 2020 2020 MLC Super Fund Annual Report For the year end 30 June 2020 Navigator Australia Limited Independent audit report Investor Statements
For the year end 30 June 2020 For the year end 30 June 2020 For the year end 30 June 2020 Navigator Australia Limited Independent audit report Internal controls
For the year end 30 September 2020
MKISF Independent audit report Internal controls For the year end 30 September 2020
MKIS Independent audit report Internal controls For the year end 30 September 2020
This gives you the Trustee's annual financial information 2020 MLC MasterKey Unit Trust Annual Financial Report This gives you annual financial information on MLC MasterKey Unit Trust
2020 National Investment Trusts Annual Financial Report This gives you annual financial information on National Investment Trusts For the year end 30 June 2020 For the year end 30 June 2020
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Name Description PDF 2019 Trustee Financial Annual Report This gives you the Trustee's annual financial information 2019 MLC Super Fund Annual Report A Trustee report providing an update on legislative changes, how members' money is invested and a reminder of how members' accounts are administered. This Annual Report for the MLC Super Fund is relevant to the products listed on the inside front cover. 2019 MLC Superannuation Fund Annual Report This Annual Report is relevant to MLC Wrap Super and MLC Navigator Retirement Plan. National Investment Trusts Annual Financial Report
This gives you annual financial information on National Investment Trusts
MLC MasterKey Unit Trust Annual Financial Report This gives you annual financial information on MLC MasterKey Unit Trust
Navigator Australia Limited Independent audit report Internal controls (PDF) For the year end 30 September 2019
MKISF Independent audit report Internal controls (PDF) For the year end 30 September 2019
MKIS Independent audit report Internal controls (PDF) For the year end 30 September 2019
Navigator Australia Limited Independent audit report Investor Statements (PDF) For the year end 30 June 2019 MKISF Independent audit report Investor Statements (PDF) For the year end 30 June 2019 MKIS Independent audit report Investor Statements (PDF) For the year end 30 June 2019
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Name Description PDF 2018 Trustee Financial Annual Report This gives you the Trustee's annual financial information 2018 MLC Super Fund Annual Report A Trustee report providing an update on legislative changes, how members' money is invested and a reminder of how members' accounts are administered. This Annual Report for the MLC Super Fund is relevant to the products listed on the inside front cover. 2018 MLC Superannuation Fund Annual Report This Annual Report is relevant to MLC Wrap Super and MLC Navigator Retirement Plan. 2018 MLC MasterKey Unit Trust Annual Financial Report This gives you annual financial information on MLC MasterKey Unit Trust. 2018 National Investment Trusts Annual Financial Report This gives you annual financial information on National Investment Trusts. Navigator Australia Limited Independent audit report Investor Statements (PDF) For the year end 30 June 2018
Navigator Australia Limited Independent audit report Internal controls (PDF) For the year end 30 June 2018
Navigator Australia Limited Independent audit report Internal controls (PDF) For the year end 30 September 2018
MKISF Independent audit report Investor Statements (PDF) For the year end 30 June 2018
MKISF Independent audit report Internal controls (PDF) For the year end 30 June 2018
MKISF Independent audit report Internal controls (PDF) For the year end 30 September 2018
MKIS Independent audit report Investor Statements (PDF) For the year end 30 June 2018
MKIS Independent audit report Internal controls (PDF) For the year end 30 June 2018
MKIS Independent audit report Internal controls (PDF) For the year end 30 September 2018
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Name Description PDF 2016 MLC Navigator Access Super and Pension Annual Report 30 June 2016 Annual Report notification 2016 Annual Report - MLC MasterKey Business Super - SEN Summary Investment option information that accompanies your Annual Statement 2016 Annual Report – MLC MasterKey Allocated Pension
2016 Annual Report – MLC MasterKey Term Allocated Pension 2016 Annual Report – MLC MasterKey Super and Pension Five Star/Gold Star - SEN summary 2016 Annual Report – MLC MasterKey Super and Pension - SEN summary 2016 Annual Report – MLC MasterKey Super and Pension Fundamentals - SEN summary 2016 MLC MasterKey Unit Trust
Annual Financial Report (PDF)This gives you annual financial information on MLC MasterKey Unit Trust 2016 National Investment Trusts
Annual Financial Report (PDF)This gives you annual financial information on National Investment Trusts. 2016 MLC Superannuation Fund Annual Report - MLC Wrap Super and MLC Navigator Retirement Plan (PDF) 2016 Trustee Financial Annual Report (PDF) This gives you the Trustee's annual financial information
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Name Description PDF 2015 MLC MasterKey Unit Trust
Annual Financial Report (PDF)This gives you 2015 annual financial information on MLC MasterKey Unit Trust. 2015 National Investment Trusts
Annual Financial Report (PDF)This gives you 2015 annual financial information on National Investment Trusts 2015 Annual Report - The Universal Super Scheme (PDF) A Trustee report providing an update on legislative changes, how members' money is invested and a reminder of how members' accounts are administered. This is the Annual Report for The Universal Super Scheme and is relevant to:
- MLC MasterKey Super & Pension
- MLC MasterKey Super & Pension Fundamentals
- MLC MasterKey Superannuation
- MLC MasterKey Business Super
- MLC MasterKey Personal Super
- MLC MasterKey Allocated Pension
- MLC MasterKey Term Allocated Pension
- MLC Personal Superannuation
- MLC Super Pension Plan
- MLC Maturity Growth Superannuation Plan
- MLC Whole of Life Superannuation
- MLC Endowment Superannuation
- MLC Pure Endowment Superannuation
- MLC Life Cover Super
- MLC Insurance (Super)
2015 The Universal Super Scheme Annual Report - MLC Personal Super Bond and Regular Savings (PDF) This is the Annual Report for The Universal Super Scheme and is relevant to:
- MLC Life
- MLC Life II
- MLC Link
- blueprint
- Dimension
- Executive Dimension
- Financial Security Plan
- Link Superannuation Plan
- Combination Plan
2015 The Universal Super Scheme Annual Report - Term Insurance (PDF) This is the Annual Report for The Universal Super Scheme and is relevant to Term insurance.
2015 The Universal Super Scheme Annual Report - Whole of Life and/or Endowment contracts (PDF) This is the Annual Report for The Universal Super Scheme and is relevant to:
- Whole of Life
- Endowment contracts
2015 MLC Navigator Access Super and Pension Annual Report (PDF) This Annual Report is relevant to MLC Navigator Access Super and Pension Service.
2015 MLC Superannuation Fund Annual Report - MLC Wrap Super and MLC Navigator Retirement Plan (PDF) This Annual Report is relevant to MLC Wrap Super and MLC Navigator Retirement Plan.
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Name Description PDF 2014 Annual Report - The Universal Super Scheme (PDF) A Trustee report providing an update on legislative changes, how members' money is invested and a reminder of how members' accounts are administered. This is the Annual Report for The Universal Super Scheme and is relevant to:
- MLC MasterKey Super & Pension
- MLC MasterKey Super & Pension Fundamentals
- MLC MasterKey Superannuation
- MLC MasterKey Business Super
- MLC MasterKey Personal Super
- MLC MasterKey Allocated Pension
- MLC MasterKey Term Allocated Pension
- MLC Personal Superannuation
- MLC Super Pension Plan
- MLC Capital Guaranteed Personal Super Savings Plan
- MLC Capital Guaranteed Personal Super Bond
- MLC Maturity Growth Superannuation Plan
- MLC Whole of Life Superannuation
- MLC Endowment Superannuation
- MLC Pure Endowment Superannuation
- MLC Life Cover Super
- MLC Super Group Insurance
- MLC Insurance (Super)
2014 The Universal Super Scheme - MLC Navigator Super Solutions Annual Report (PDF) This is the Annual Report for MLC Navigator Super Solutions and is relevant to:
- Lump Sum Option
- Account-based Pension, and
- Growth Pension
2014 The Universal Super Scheme Annual Report - MLC Personal Super Bond and Regular Savings (PDF) This is the Annual Report for The Universal Super Scheme and is relevant to:
- Personal Superannuation Bond
- Superannuation Portfolio
- Account-based Pension (Flexible Pension Plan)
- Pensioner's Network Account-based Pension
- Capital Guaranteed Collection Superannuation Bond
- MLC Life
- MLC Life II
- MLC Link
- blueprint
- Dimension
- Executive Dimension
- Financial Security Plan
- Link Superannuation Plan
- Combination Plan
2014 The Universal Super Scheme Annual Report - Term Insurance (PDF) This is the Annual Report for The Universal Super Scheme and is relevant to Term insurance.
2014 The Universal Super Scheme Annual Report - Whole of Life and/or Endowment contracts (PDF) This is the Annual Report for The Universal Super Scheme and is relevant to:
- Whole of Life
- Endowment contracts
2014 MLC Navigator Access Super and Pension Annual Report (PDF) This Annual Report is relevant to MLC Navigator Access Super and Pension Service.
2014 MLC Superannuation Fund Annual Report - MLC Wrap Super and MLC Navigator Retirement Plan (PDF) This Annual Report is relevant to MLC Wrap Super and MLC Navigator Retirement Plan.
2014 MLC MasterKey Unit Trust Annual Financial Report (PDF) This gives you annual financial information on MLC MasterKey Unit Trust
2014 National Investment Trusts Annual Financial Report (PDF) This gives you annual financial information on National Investment Trusts.
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Name Description PDF 2013 Annual Report - The Universal Super Scheme (PDF) A Trustee report providing an update on legislative changes, how members' money is invested and a reminder of how members' accounts are administered. This is the Annual Report for The Universal Super Scheme and is relevant to:
- MLC MasterKey Super & Pension
- MLC MasterKey Super & Pension Fundamentals
- MLC MasterKey Superannuation
- MLC MasterKey Business Super
- MLC MasterKey Personal Super
- MLC MasterKey Allocated Pension
- MLC MasterKey Term Allocated Pension
- MLC Personal Superannuation
- MLC Super Pension Plan
- MLC Capital Guaranteed Personal Super Savings Plan
- MLC Capital Guaranteed Personal Super Bond
- MLC Maturity Growth Superannuation Plan
- MLC Whole of Life Superannuation
- MLC Endowment Superannuation
- MLC Pure Endowment Superannuation
- MLC Life Cover Super
- MLC Super Group Insurance
- MLC Insurance (Super)
2013 The Universal Super Scheme - MLC Navigator Super Solutions Annual Report (PDF) This is the Annual Report for MLC Navigator Super Solutions and is relevant to:
- Lump Sum Option
- Account-based Pension, and
- Growth Pension
2013 The Universal Super Scheme Annual Report - MLC Personal Super Bond and Life Savings (PDF) This is the Annual Report for The Universal Super Scheme and is relevant to:
- Personal Superannuation Bond
- Superannuation Portfolio
- Account-based Pension (Flexible Pension Plan)
- Pensioner's Network Account-based Pension
- Capital Guaranteed Collection Superannuation Bond
- MLC Life
- MLC Life II
- MLC Link
- blueprint
- Dimension
- Executive Dimension
- Financial Security Plan
- Link Superannuation Plan
- Combination Plan
2013 The Universal Super Scheme Annual Report - Term Insurance (PDF) This is the Annual Report for The Universal Super Scheme and is relevant to Term insurance.
2013 The Universal Super Scheme Annual Report - Whole of Life and/or Endowment contracts (PDF) This is the Annual Report for The Universal Super Scheme and is relevant to:
- Whole of Life
- Endowment contracts
2013 MLC Navigator Access Super and Pension Annual Report (PDF) This Annual Report is relevant to MLC Navigator Access Super and Pension Service.
2013 MLC Superannuation Fund Annual Report - MLC Wrap Super and MLC Navigator Retirement Plan (PDF) This Annual Report is relevant to MLC Wrap Super and MLC Navigator Retirement Plan.
MLC Superannuation Fund (PDF) Financial statement for year end 30 June 2013
MLC Pooled Superannuation Trust (PDF)
Financial statement for year end 30 June 2013
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Name Description PDF 2012 Annual Report - The Universal Super Scheme (PDF) A Trustee report providing an update on legislative changes, how members' money is invested and a reminder of how members' accounts are administered. This is the annual report for The Universal Super Scheme and is relevant to:
- MLC MasterKey Super & Pension
- MLC MasterKey Super & Pension Fundamentals
- MLC MasterKey Superannuation
- MLC MasterKey Business Super
- MLC MasterKey Personal Super
- MLC MasterKey Allocated Pension
- MLC MasterKey Term Allocated Pension
- MLC Personal Superannuation
- MLC Super Pension Plan
- The Employee Retirement Plan
- MLC Capital Guaranteed Personal Super Savings Plan
- MLC Capital Guaranteed Personal Super Bond
- MLC Maturity Growth Superannuation Plan
- MLC Whole of Life Superannuation
- MLC Endowment Superannuation
- MLC Pure Endowment Superannuation
- MLC Life Cover Super
- MLC Super Group Insurance
2012 The Universal Super Scheme - MLC Navigator Super Solutions Annual Report (PDF) This is the annual report for MLC Navigator Super Solutions and is relevant to:
- Lump sum option
- Account- base pension and
- Growth pension
2012 The Universal Super Scheme Annual Report - Employer Super (PDF) This is the annual report for The Universal Super Scheme and is relevant to:
- Employer Super
- Super Solutions Employer Service and
- Personal optional
2012 The Universal Super Scheme Annual Report (PDF) This is the annual report for The Universal Super Scheme and is relevant to:
- Personal Superannuation Bond
- Superannuation Portfolio
- Account-based Pension (Flexible Pension Plan)
- Pensioner's Network Account-based Pension
- Capital Guaranteed Collection Superannuation Bond
- MLC Life
- MLC Life II
- MLC Link
- blueprint
- Dimension
- Executive Dimension
- Financial Security Plan
- Superannuation Plan
- Combination Plan
- New Money Plan
2012 The Universal Super Scheme Annual Report - Term Insurance (PDF) This is the annual report for The Universal Super Scheme and is relevant to Term insurance.
2012 The Universal Super Scheme Annual Report (PDF) This is the annual report for The Universal Super Scheme and is relevant to:
- Whole of Life
- Endowment contracts
2012 MLC Navigator Access Super and Pension Annual Report (PDF)
2012 MLC Superannuation Fund Annual Report (PDF) This is the annual report for MLC Superannuation Fund and is relevant to:
- MLC Wrap Super and
- MLC Navigator Retirement Plan
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Name Description PDF 2011 MLC Navigator Super Solutions Annual Report (PDF) This is the annual report for MLC Navigator Super Solutions and is relevant to:
- Lump sum option
- Account- base pension and
- Growth pension
2011 MLCS Superannuation Trust Members Annual Report (PDF) This is the annual report for MLCS Superannuation Trust Members and is relevant to:
- Personal Superannuation Bond
- Superannuation Portfolio
- Account-based Pension (Flexible Pension Plan)
2011 MLCS Superannuation Trust - Term insurance annual report (PDF) This is the annual report for MLCS Superannuation Trust and is relevant to Term insurance.
2011 Annual Report - The Universal Super Scheme (PDF) A Trustee report providing an update on legislative changes, how members' money is invested and a reminder of how members' accounts are administered.
This is the annual report for The Universal Super Scheme and is relevant to:
- MLC MasterKey Super & Pension
- MLC MasterKey Super & Pension Fundamentals
- MLC MasterKey Superannuation
- MLC MasterKey Business Super
- MLC MasterKey Personal Super
- MLC MasterKey Allocated Pension
- MLC MasterKey Term Allocated Pension
- MLC Personal Superannuation
- MLC Super Pension Plan
- The Employee Retirement Plan
- MLC Capital Guaranteed Personal Super Savings Plan
- MLC Capital Guaranteed Personal Super Bond
- MLC Maturity Growth Superannuation Plan
- MLC Whole of Life Superannuation
- MLC Endowment Superannuation
- MLC Pure Endowment Superannuation
- MLC Life Cover Super
- MLC Super Group Insurance
2011 Employer Super Annual Report (PDF) This is the annual report for Employer Super and is relevant to:
- Employer Super
- Employer Service and
- Personal optional
2011 Universal Super Scheme Annual Report (PDF) This is the annual report for The Universal Super Scheme and is relevant to:
- MLC Life
- MLC Life II
- MLC Link
- blueprint
- Dimension
- Executive Dimension
- Financial Security Plan
- Superannuation Plan
- Combination Plan
- New Money Plan
2011 The Universal Super Scheme - Term insurance annual report (PDF) This is the annual report for The Universal Super Scheme and is relevant to Term insurance.
The Universal Super Scheme Annual Report (PDF) This is the annual report for The Universal Super Scheme and is relevant to:
- Whole of Life
- Endowment contracts
2011 MLC Navigator Access Super and Pension Annual Report (PDF)
2011 MLC Superannuation Fund Annual Report (PDF) A Trustee report providing an update on legislative changes, how members' money is invested and a reminder of how members' accounts are administered.
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Name Description PDF 2009 Annual Report - The Universal Super Scheme (PDF) A Trustee report providing an update on legislative changes, how members' money is invested and a reminder of how members' accounts are administered.
Aviva Savings (PDF) This report includes: Nulife, Nulife II, Nulink, Blueprint, Dimension, Financial Security Plan, Executive Dimension, Savings Plan
Norwich Union Superannuation Trust Members (PDF) This report includes: Nulife, Nulife II, Nulink, Blueprint, Dimension, Executive Dimension, Financial Security Plan, Norwich Union Superannuation Plan, Norwich Union Combination Plan, New Money Plan
Norwich Union Superannuation Trust Member (PDF) This report includes: Norwich Union Personal Superannuation Bond, Norwich Union Superannuation Portfolio, Norwich Union Account-based Pension (Flexible Pension Plan)
Norwich Union Superannuation Trust (PDF) This report is for member with: Whole of Life, Endowment Contracts, Guaranteed Cash, Long life
Norwich Union Pensioner's Network Account-based Pension (PDF)
Norwich Union Investment Bond & Rollover (PDF) This report includes: Deferred Annuity, Capital Guaranteed Collection Rollover, Rollover Portfolio and Rollover Parking Fund, Capital Guaranteed Collection Investment Bond, Investment Portfolio
Norwich Union Capital Guaranteed Collection Superannuation Bond (PDF)
Aviva Superannuation Guide (PDF) This report includes: Term Insurance
Norwich Union Superannuation Trust (PDF) This report includes: Term Insurance
Norwich Eligible Rollover Fund (PDF)
Navigator Super Solutions (PDF) This report includes: Lump Sum Option, Account-based Pension, Growth Pension
Aviva Business Super (PDF)
This report includes: Business Super, Employer Service, Personal Option
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Name Description PDF Aviva Savings (PDF) This report includes: Nulife, Nulife II, Nulink, Blueprint, Dimension, Financial Security Plan, Executive Dimension, Savings Plan
Norwich Union Superannuation Trust Members (PDF) This report includes: Norwich Combination Plan, New Money Plan, Nulife, Nulife II, Nulink, Blueprint, Dimension, Executive Dimension, Financial Security Plan, Norwich Union Superannuation Plan
Norwich Union Superannuation Trust Members (PDF)
This report includes: Norwich Union Personal Superannuation Bond, Norwich Union Superannuation Portfolio, Norwich Union Account-based Pension (Flexible Pension Plan)
Norwich Union Superannuation Trust (PDF) This report is for members with: Whole of Life, Endowment Contracts, Guaranteed Cash, Long Life
Norwich Union Pensioner's Network Account-based Pension (PDF)
Norwich Union Investment Bond & Rollover (PDF) This report includes: Deferred Annuity, Capital Guaranteed Collection Rollover, Rollover Portfolio and Rollover Parking Fund, Capital Guaranteed Collection Investment Bond, Investment Portfolio
Norwich Union Capital Guaranteed Collection Superannuation Bond (PDF)
Aviva Superannuation Guide (PDF) This report includes: Term Insurance
Norwich Union Superannuation Trust (PDF) This report includes: Aviva Protectionfirst & other Term Insurance for your superannuation
Norwich Eligible Rollover Fund (PDF)
Navigator Access Super and Pension (PDF) Trustee Annual Report 2007/2008 Navigator Personal Retirement Plan (PDF) Trustee Annual Report 2007/2008 Navigator Super Solutions (PDF) This report includes: Lump Sum Option, Account-based Pension, Growth Pension
Aviva Business Super (PDF)
This report includes: Business Super, Employer Service, Personal Option
