Important message
For Annual Benefit Statements, please visit: Statements - Your statement centre
Important message
For Annual Benefit Statements, please visit: Statements - Your statement centre
Everyone wants a super fund that performs, if it means retiring with a big number. We hear you, we want that for you too. But you also need a plan to get there.
At MLC, you’ll get 5-star super and a clear plan to help you understand your finances, grow your super, and maximise your returns.
So you know what to do and when - whether you’re 18, 30 or 65.
We’re one of Australia's largest managers of retirement savings.1
Working hard today for what matters most to you
Awarded to us by Heron Partnership for our depth of features
Helping you make the most of your glorious retirement
Knowing what you’re paying makes a big difference
15 year performance for MLC High Growth to 30 June 2026.4 Past performance is not a reliable indicator of future performance.
Whatever your retirement goals, we work day in
and day out, helping build your super for a glorious retirement.
We’re chuffed to be recognised, but the real win is what this means for our members
Awards and ratings are only one factor to take into account when choosing a super fund
From growing your super balance to planning for retirement, our financial coaches can help you step closer to a glorious retirement.
We’ve made it easy to manage your super online with our intuitive app, tools and calculators. From budgeting to retirement, we’ve got you covered.
The choice is yours, and we're always here to help.
Email usEmail us questions or feedback through our contact form
Financial adviceA lifetime of dedication deserves a plan to match. We can connect you with the right type of support for your needs
1 KPMG Super Insights Report 2026, May 2026. Based on total retirement assets within superannuation funds managed by trustees within the Insignia Financial Group, including the MLC Super Fund.
2 SuperRatings Fund Crediting Rate Survey as at 30 June 2026. The majority of funds and members invested in the MLC Super Fund outperformed the median returns of the respective investment options survey over 3, 5 and 7 years. Returns are calculated net of investment fees, tax and implicit asset-based administration fees. Explicit fees such as fixed dollar administration fees, exit fees, contribution fees and switching fees are excluded. Past performance is not a reliable indicator of future performance. Ratings are only one factor to be taken into account when choosing a super fund.
3 The Canstar 2025 Outstanding Value - Account Based Pension award was received in September 2025 for MLC MasterKey Pension Fundamentals.
4 Chant West Super Performance Survey High Growth (81-95%) index as at 30 June 2026. Returns are expressed net of investment fees and tax. Performance returns are annualised for periods greater than one year (p.a. = per annum). The future value of an investment in an investment option will rise or fall with market changes. Past performance is not a reliable indicator of future performance. MLC High Growth option provides a diversified portfolio that's invested in more traditionally-focused growth assets that tend to provide higher levels of long-term capital growth but may also carry the highest risk in the short term. Find more information.
5 Chant West Pension Fee Survey, June 2026. Based on administration fees and costs for MLC MasterKey Pension Fundamentals (including a $ based Member Fee, a % based Plan Management Fee, Trustee Levy, and Other administration fees and costs paid from reserves) on a $250k balance (which is roughly the average pension account balance in non-SMSF funds) compared to 58 pension products, including 18 industry fund pension products, in the Growth Index (61-80% growth assets).
6 Over a 12-month period to 19 December 2025. Assumes a Pension Bonus rate of 1.25% of a member's balance, which is accurate as of 30 April 2026 (subject to change).
7 The Financial Coaches provide financial advice under the Australian Financial Services licence (AFSL) of Actuate Alliance Services Pty Ltd ABN 40 083 233 925 AFSL 240 959 (Actuate). NULIS has appointed Actuate to provide general and limited advice services (which includes Simple super advice) to members of relevant products in the MLC Super Fund. Actuate is also part of the Insignia Financial Group.
