1 The Financial Coaches provide financial advice under the Australian Financial Services licence (AFSL) of Actuate Alliance Services Pty Ltd ABN 40 083 233 925 AFSL 240 959 (Actuate). NULIS has appointed Actuate to provide general and limited advice services (which includes Simple super advice) to members of relevant products in the MLC Super Fund. Actuate is also part of the Insignia Financial Group.
Any advice or information provided to you by a Financial Coach during a super consultation will be of a general nature only and will not take into account your personal objectives, financial situation and needs. Because of that, before acting on any advice provide to you, you should consider its appropriateness to you, having regard to your personal objectives, financial situation and needs. Neither NULIS, nor any other entity within Insignia Financial Group, including any other entity within the Insignia Financial Group that is a trustee for a regulated superannuation fund, is liable for or responsible for any work, action or advice provided by Actuate.
2 KPMG Super Insights Report 2026, May 2026. Based on total retirement assets within superannuation funds managed by trustees within the Insignia Financial Group, including the MLC Super Fund.
3 Chant West Pension Fee Survey, June 2026. Based on administration fees and costs for MLC MasterKey Pension Fundamentals (including a $ based Member Fee, a % based Plan Management Fee, Trustee Levy, and Other administration fees and costs paid from reserves) on a $250k balance (which is roughly the average pension account balance in non-SMSF funds) compared to 58 pension products, including 18 industry fund pension products, in the Growth Index (61-80% growth assets).
4 Over a 12-month period to 19 December 2025. Assumes a Pension Bonus rate of 1.25% of a members balance, which is accurate as of 31 January 2026 (subject to change).
SuperRatings Fund Crediting Rate Survey as at 30 June 2026. The majority of funds and members invested in the MLC Super Fund outperformed the median returns of the respective investment options surveyed over 3, 5 and 7 years. Returns are calculated net of investment fees, tax and implicit asset-based administration fees. Explicit fees such as fixed dollar administration fees, exit fees, contribution fees and switching fees are excluded. Past performance is not a reliable indicator of future performance. Ratings are only one factor to be taken into account when choosing a super fund.
