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Your investment options

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We offer a broad range of investment options so you can choose how you invest your money.

You’ll see our three groups of investment options below: MLC MySuper, Ready-made portfolios and Build-your-own portfolio. We’ve separated our options into these three groups to help you decide the investment strategy that’s right for you.

New to investing? Check out our choosing an investment option guide to learn more about investment strategies and things to consider before you invest.

This page is for investment options in MLC MasterKey super and pension products.

If you’re looking for the investment options available in MLC MasterKey investment products and MLC Wrap and Navigator products, visit the Find a fund page.

MLC MySuper*

When you join MLC MasterKey Business Super through your employer, you’ll start out invested in MLC MySuper unless you make an investment choice.

MLC MySuper provides a mix of growth and defensive assets that changes as you approach retirement age.

*MLC MySuper isn’t available in MLC MasterKey Super & Pension Fundamentals and MLC MasterKey Term Allocated Pension.


Explore MLC MySuper

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Ready-made portfolios

To make investing easy, we offer a range of investment options that are diversified across asset classes and management styles. That means all you need to do is pick the investment option that matches the level of investment risk and potential return you’re comfortable with.

In Ready-made portfolios, you’ll find our simple choice investment suite, our low cost options, our flexible options, as well as our new socially responsible investment option. 


Explore our Ready-made portfolios


Build-your-own portfolio

Take greater control of your portfolio and select from our wide range of investment options. Our build-your-own portfolio options are split into four broad groups.

The investment options in these groups all invest in a single asset class, such as Australian shares, global shares, property, fixed income or cash. This allows you to tailor your portfolio to just how you like it, by selecting one or a combination of investment options. 


Explore Build-your-own portfolio

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Manage your investment options

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Need help? Getting expert help at no additional cost is all part of being with MLC.

Our team of Financial Coaches provide general advice related to your super.

Find out more