MLC is committed to helping you transact online confidently and securely, no matter where you are or what computer you use. There’s a range of things we do every day to keep your personal information and investments safe, including:

Session Tokens
We use unique identifiers so we know it’s you logging in to your account.

Digital certificates
These are used to verify the identity and authenticity of our websites. To see it, click on the padlock icon on your screen in the address bar.

Session timeout facility
This means we‘ll automatically log you out if you‘ve been inactive for a while.

Lockout
For your security, MLC will automatically block access to MLC Online after a number of failed logins.

Here’s some simple things you can do to help stay safe online:

Always type www.mlc.com.au into your browser
By typing the website address straight into your browser, you minimise the risk of going to a fraudulent website that looks just like the legitimate one.

Use strong passwords
Use a different password for each of your online accounts. Choose strong passwords that are difficult for other people to guess. Don’t share your passwords with anyone.

Your MLC Online password must be between 6 and 12 characters long and contain at least one numeric and one alphanumeric character.

Take care when logged in
Where possible avoid using computers in public places, such as Internet cafes, hotels and airport lounges to log into MLC Online. If you are in a public area, also check that no one is looking over your shoulder when you log in.

Remember to log off
Make sure you log off MLC Online when you’re done to help prevent someone else accessing your account.

MLC strongly recommends that all software on your computer/device is kept up to date to help protect it from malicious software, which may allow unauthorised access to your online accounts or information.

Keep your operating system up to date
Ensure your computer’s operating system is up to date by turning on automatic updates. For more information visit the Microsoft Safety and Security Website or the Apple Product Security Site.

Keep your security software up to date

Free anti-virus software for Microsoft Windows computers

Windows 10

Windows 10 has built-in protection with Windows Defender Antivirus.This free anti-virus program gives comprehensive, ongoing and real-time protection for your system, files and online activities from viruses, malware, spyware, and other threats.

Older versions of Windows

If you’re looking to protect a personal computer running an older version of Windows, like Windows 7, you can download Microsoft Security Essentials for free, real-time, comprehensive malware protection that’ll help guard against malicious software.

Special offer for MLC customers:

We have partnered with McAfee to offer MLC customers a free 6 month trial of McAfee’s Internet Security software product. After the trial period you can choose to purchase the product at the subsidised rate of 25% off the normal retail price.

McAfee Internet Security
Comprehensive, award-winning security for your PC and MAC to bank, shop and surf online.

• Protect against viruses and malware
• Protect your financial information
• Block spam and dangerous email
• Install quickly and easily
• Download McAfee Internet Security Now

No protection software will completely guarantee against unauthorised access or virus contamination, but it may increase the security of your computer systems.

This special offer for security software is not an endorsement from MLC. Reference to a vendor's product is intended for explicit description only. Using the link will take you to a website external to MLC. MLC does not receive commission from the sale of any software.

Phishing e-mails
Phishing emails are fraudulent emails that pretend to be from MLC or other legitimate businesses to attempt to trick you into providing information such as your MLC log in details, date of birth, or credit card information.

MLC will never send you an email asking for your password, or with a link asking you to log in to MLC Online.

If you receive a suspicious email, do not click on any links or attachments, or provide any information.
You can see the latest phishing emails on NAB’s Security Alerts page by visiting nab.com.au/security.

If you have responded to a phishing email, contact us immediately on 132 652 (or +61 3 8634 4721 from outside Australia) between 8 AM and 6 PM AEST Monday to Friday.

You can report suspicious MLC or NAB-branded emails by forwarding them to hoax@nab.com.au.

We investigate every email reported. Where possible, please send the suspicious email as an attachment on a new email. We’ll email you an automated response within 15 minutes to acknowledge your report.

If you receive a suspicious email not related to MLC or NAB, you can report it to ACORN, the Australian Cybercrime Online Reporting Network.

Identity Theft
Identity theft comes in many shapes and sizes, from simple scams to sophisticated, well organised operations . If someone calls asking you for personal or banking information, hang up and call the company back on a publicly listed number.

Protect yourself by securing your letterbox to help prevent mail being stolen. Ensure documents containing personal information are shredded before you dispose of them.

SCAMwatch
SCAMwatch is a website run by the Australian Competition and Consumer Commission (ACCC). SCAMwatch provides information to consumers and small businesses about how to recognise, avoid and report scams.

StaySmartOnline
Stay Smart Online is a federal government website designed to help Australians understand cyber security risks.

Protect Your Financial Identity
An Australian Bankers Association website with loads of useful fact sheets and advice.