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Financial coaching

Expert advice at no extra cost

If you’re looking for advice, you’re not alone - 16.4 million Australians1 are too.

That’s why, as an MLC member, you get access to expert financial coaching, at no extra cost.

You can contact our experts over the phone, they are here to help you make sense of your super and plan for your glorious retirement.

Ready to chat?

Expert advice at no extra cost image

Our Financial Coaches are ready to chat

From growing your super balance to planning for retirement, our Financial Coaches can help you step closer to a glorious retirement.

 

Superannuation and Investments

 

Retirement Planning

 

Insurance Health Check

 

Government Age Pension Concierge

    • How to boost your super balance
    • Principles of investing, how super is invested, the options available and what to consider if making changes
    • Considerations to be aware of if consolidating super
    • What to consider when choosing a beneficiary
    • Understanding the options leading up to or in retirement
    • How and when to access super and what to consider when the time comes
    • Understanding your insurance and the options available
    • Different insurance types and how they work
    • Insurance inside or outside of super – what to consider
    • This service is available to members, their spouses, and de facto partners aged 66+
    • Receive a Government Age Pension eligibility assessment report
    • How to apply for the Government Age Pension if you’re eligible
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Digital tools and calculator

If you’re not ready to speak with our financial coaching team or want to get started right away, our digital tools and calculators offer a simple, self-service way to learn more about your super.

Go to tools and calculators

It's easy to get started

Expert help at no extra cost is part of being with MLC.

Book now

Important information

The Financial Coaches provide financial advice under the Australian Financial Services licence (AFSL) of Actuate Alliance Services Pty Ltd ABN 40 083 233 925 AFSL 240 959 (Actuate). NULIS Nominees (Australia) Limited ABN 80 008 515 633, AFSL 236465 (NULIS) is the trustee of MLC Super Fund ABN 70 732 426 024 (Fund). Actuate and NULIS are both part of the Insignia Financial group of comprises comprising Insignia Financial Limited ABN 49 100 103 722 and its related bodies corporate (Insignia Financial Group). NULIS has appointed Actuate to provide general and limited advice services (which includes simple super advice) to members of relevant products in the Fund. Neither NULIS, nor any other entity within Insignia Financial Group, including any other entity within the Insignia Financial Group that is a trustee for a regulated superannuation fund, is liable for or responsible for any work, action or advice provided by Actuate.

Any advice or information provided to you by a Financial Coach during a super consultation will be general in nature only and will not take into account your objectives, financial situation and needs. Before acting on any advice provide to you, you should consider its appropriateness to you, having regard to your objectives, financial situation and needs.

Information on this webpage has been provided by Actuate and is current as at 22 January 2026.

1 2024 Advice Report Highlights - Investment Trends - November 2024.

Get in touch

  Call us

Let's chat on 132 652 (+61 3 7073 3044 if overseas) between 8am and 6pm AEST/AEDT, Monday to Friday

  Email us

Email us questions or feedback through our contact form

  Financial advice

A lifetime of dedication deserves a plan to match. We can connect you with the right type of support for your needs