Learn more about MySuper
How has the MLC MySuper options performed?
Investment returns to 31 May 20221
|Returns (%)||Annualised Returns (% p.a.)|
|1 month||3 months||1 year||5 years||10 years|
|MySuper Growth Portfolio||-1.3%||-0.3%||4.1%||7.0%||NA3|
|MySuper Conservative Growth Portfolio||-0.9%||-0.9%||1.6%||NA3||NA3|
|MySuper Cash Plus Portfolio||0.0%||-0.1%||-0.4%||NA3||NA3|
Past performance is not a reliable indicator of future performance. The value of an investment may rise or fall with the changes in the market.
1All returns are net of investment fees and tax considerations and do not include administration fees and costs. Performance returns are annualised for periods greater than one year. For details of relevant fees and costs, refer to the PDS and Investment Menu.
2MLC MySuper uses a combination of the three investment portfolios (MySuper Growth, MySuper Conservative Growth, MySuper Cash Plus), to provide a mix of growth and defensive assets which changes depending on your age. When you’re under age 55 you’ll be 100% invested in MySuper Growth. From age 55, we add a second portfolio, MySuper Conservative Growth, where a portion of your MySuper balance will be invested. Shortly after you turn 62, you’ll be invested across three portfolios, with a portion of your MySuper balance invested in MySuper Cash Plus.
The MySuper investment strategy changed from a single diversified to a lifecycle strategy on 22 March 2019. The returns for the MySuper growth portfolio for the period before 2019 are based on the previous single diversified investment strategy. The return for 2019 is based on the return achieved from 1 July 2018 to 22 March 2019 with the single diversified strategy, and the return achieved from 23 March 2019 to 30 June 2019 is based on the lifecycle investment strategy. The return for 5-years is based on return of the MySuper product over that period which had different investment strategies.
3The MySuper Conservative Growth and MySuper Cash Plus are new portfolios that were formed when the MySuper product investment strategy changed to a lifecycle strategy on 22 March 2019. Therefore there is no 5-year performance history for MySuper Conservative Growth and MySuper Cash Plus portfolios.
APRA has rated MLC MySuper
For the 2021 Annual Performance Test, APRA has rated MLC's MySuper product as 'passed'.
Your Future Your Super
For information on our investment options, please refer to the PDS and investment menu.