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MLC MasterKey Super Fundamentals

Simple super that can help you retire with more.  

Open an account

Benefits of joining



  • Take your super account from job to to job as you progress through your working life
  • Transfer seamlessly from your super to a pension account
  • Choose from a range of investment options that suit your investment objectives and risk appetite


  • Manage your account online, update your details, transact, view statements and create reports
  • Protect yourself and your loved ones with
    MLC Lifestage insurance
  • Access exclusive benefits through our MLC Member Rewards Program
  • Join direct with MLC or through your financial adviser

Account features


Investment options

We offer a diverse range of multi and single sector asset class investment options managed by MLC as well as other investment managers, that help get your money working hard for you. View our Investment menu or use our Fund profile tool to compare investment options.



  • Simple fees and no surprises
  • No minimum account balance to open your account
  • We don't charge any investment switching, advice or exit fees
  • View our Fees brochure for further information.


Online access

  • View your account balance and transactions
  • Update your details and beneficiaries
  • Add to your super and switch your investments
  • Bring your super together in a few simple steps


Product disclosure statement

View our Product disclosure statement


Bring your super together

In just a few minutes you can take your super in the right direction. Bringing your super together into one account means only one set of fees.

Find out more