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How to consolidate your super

It's easy to find and simpler together.

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Keep better track of your super, and benefit from paying
only one set of fees

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Log in using your username and give MLC your consent to find your super.


Select the accounts you
would like to consolidate.


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Before you consolidate your super there are a few things you should consider



Weigh up the benefits

and features of your other super funds against your chosen MLC super account.



Check the tax implications

and see if your tax and preservation components will be impacted. Speak to your financial adviser for further information.



Compare the fees

of your fund(s), and check for exit or termination fees.



Don’t forget your insurance

and make sure that your chosen MLC super account will provide you with the appropriate cover to replace any cancellation of insurance cover1 that will occur by consolidating your account(s). If you suffer from a pre-existing medical condition, consider whether you will be eligible for the same level of cover if you cancel your existing insurance policy.



If you intend to claim a tax deduction

for certain personal contributions made into your other fund, ensure your ‘Notice of intent to claim a deduction for personal contributions’ is made and is acknowledged by that fund2.


Appropriate insurance can include level and types of cover as well as policy terms.
2 For more information about eligibility and/or to obtain this form please visit