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MLC MasterKey Business Super

Chosen by employers and available exclusively to their employees, MLC
MasterKey Business Super helps you to grow and protect your wealth

To find out more, speak with your employer or call us on 132 652.

Benefits of joining

  • Access to investment and insurance solutions to help grow and protect your super
  • Manage your account online, update your details, transact, view your statements and create reports
  • Protect you and your loved ones with insurance cover
  • Keep your super in one place if you change employers with an automatic transfer to MLC MasterKey Personal Super
  • Access to bring your insurance together by applying to transfer any existing insurance you may have to us. Simply complete and send us a Consolidate your insurance form.
  • Transfer seamlessly from your super to a pension account
  • Access exclusive benefits through our MLC Member Rewards program
  • Available to your family members to join and benefit from the features of your plan.

Account features

Investment options

  • You’ll have access to MLC MySuper, the default investment option for members. Find out more about our MLC MySuper option.
  • Alternatively, choose to invest in our extensive range of MLC and externally managed portfolios to suit you at any stage of life.

View our Investment menu or use or use our Fund profile tool to compare investment options.



Having insurance in super can give you peace of mind knowing you and your family will have some financial support if you die or have to stop work due to an illness or injury, with the added convenience of having insurance premiums paid from your super account.  

Your employer plan has various types of insurance cover. The type and amount of insurance cover that’s right for you depends on your personal circumstances. If you leave your employer, some of your insurance cover and premiums may change.  

To find out more information on the insurance cover offered through your employer, log in to your MLC account to see your Welcome Kit you received when you joined us, and the relevant Insurance Guide, which is part of the Product Disclosure Statement, or contact your employer.  


Online access

  • View your account balance and transactions
  • Update your details and beneficiaries
  • Add to your super and switch your investments
  • Bring your super together in a few simple steps
  • Request a super withdrawal 
  • Bring your insurance together  
  • Increase your insurance without providing medical evidence (also known as Life events cover) 
  • Reduce or cancel your MLC MasterKey cover online 
  • View your disclosure documents and forms 



  • Simple fees and no surprises
  • Discounts and rebates may be available depending on your employer's plan

For more information, see your Welcome Kit provided when you join us and any Important Communications we send you later, by logging in to your member account at


Product disclosure statement

View our Product disclosure statement to further information

You can also access the MLC MasterKey Business Super Product Disclosure Statement (PDS), including the Insurance Guide, by logging in to at   

If you have any questions, you can call us on 132 652 Monday to Friday 8 am and 6 pm (AEST). 

The insurance information in the version of the MLC MasterKey Business Super Product Disclosure Statement (PDS) available through the links on this page is for insurance provided by MLC Limited. If you have insurance in your MLC MasterKey Business Super account with a provider other than MLC Limited, you can access your PDS, including Insurance Guide, by logging into your account at If you’re not sure, you can call us on 132 652 Monday to Friday 8 am and 6 pm (AEST).

Bring your super together

In just a few minutes you can take your super in the right direction. Bringing your super together into one account means only one set of fees.

There are things to consider before you bring your super together, such as insurance cover, contributions and tax implications.

Find out more