Our investment team continues to closely monitor global developments, including recent events in the Middle East, to carefully manage your super through changing market conditions. You can read more here.
Our investment team continues to closely monitor global developments, including recent events in the Middle East, to carefully manage your super through changing market conditions. You can read more here.
Over 7 million lost and unclaimed super accounts in Australia hold almost $19 billion, according to the Australian Taxation Office (ATO)1. Could some of it be yours?
Combining your super with MLC may help you:
Verify your identity and we can search for your super.
Select the accounts you would like to bring together.
Before deciding whether to combine your super account, consider the pros and cons to see if it’s right for you.
Find out how current events have shaped financial markets and how your super is performing.
If you have insurance with another super provider, you may be able to combine it with us. Make sure you consolidate your insurance before consolidating your super, and that you have appropriate insurance cover established in your chosen super fund. Once you consolidate your super, any insurance cover you have in your other super accounts will be cancelled. It’s also important to be aware of impacts this may have on the fees you pay, and tax on your super. If you’re unsure, seek financial advice.
Check where any contributions are being paid for you so that they’re being directed to an account you want to keep open.
If you were intending to claim a tax deduction for personal contributions made to your other fund, you will need to ensure your ‘Notice of intent to claim a deduction for personal contributions’ is made and acknowledged by that fund before you combine your super.
There may be tax implications when transferring your super into the MLC Super account. Speak to a financial adviser for more information.
At MLC, we know retirement isn’t built someday, it’s built today. With guidance, tools and access to expert advice, we’re here to support you at every stage of your super journey.
Have two forms of ID handy (eg. Passport, driver’s licence)
1The total lost (fund-held) super, includes both uncontactable and inactive super; and ATO-held super, includes unclaimed super money and super holding account, as of 30 June 2025 was just over $18.9 billion for just under 7.3 million accounts. For more information visit Total lost (fund-held) and ATO-held super | Australian Taxation Office
This information has been prepared by NULIS Nominees Australia Limited ('NULIS') ABN 80 008 515 633 AFSL 236465 ) as Trustee of MLC Super Fund (ABN 70 732 426 024). NULIS is part of the Insignia Financial group of companies comprising Insignia Financial Ltd (ABN 49 100 103 722) and its related bodies corporate (Insignia Financial Group). The information on this web page is of a general nature only and has been prepared without taking into account your objectives, financial circumstances or needs. Before acting on any of this information, you should consider whether it is appropriate to your objectives, financial circumstances and needs, and seek appropriate professional advice. It is recommended that you consider the relevant Product Disclosure Statements (PDS) and Target Market Determinations (TMD) before you make any decisions about your superannuation. A TMD is available free of charge at mlc.com.au or by calling 132 652. You should not rely on this information to determine your personal tax obligations, please consult a registered tax agent for this purpose.
