Skip to Content

Bringing your insurance
together

Wouldn’t it be great to have your insurance
and super in one place?

Consolidating your insurance

You may be able to consolidate your super or insurance if you have an MLC MasterKey Business Super, MLC MasterKey Personal Super or MLC MasterKey Super Fundamentals account with us, even if your insurance is with another provider.

Consolidate your insurance

It’s easy – just complete a Consolidate your insurance form and send it back to us today. Make sure you consolidate your insurance before consolidating your super, otherwise your insurance will get cancelled.

Consolidate your insurance >

Consolidate your super

It's easy to find and simpler together. Find out more about the benefits, then complete the online form by logging into your account.

Why get insurance? >

Things to consider

There are a few things to consider before you combine your insurance into one super account:

  • Making sure you meet the eligibility requirements (as detailed in the form).
  • Review the terms and conditions in the relevant Product Disclosure Statement (PDS).
  • Check to see what insurance you currently have. If you have insurance that’s linked to your age or salary—it may change to a fixed amount of insurance. Fixing your insurance at a certain amount means that it won’t change, even when your age or salary does.
  • Once your super has been consolidated, you may want to cancel any insurance you have elsewhere.
lightbulb-icon-small

It’s important to know that any conditions you have on your current insurance with us (or insurance you’re transferring)—such as premium loadings or exclusions, will continue to apply.

See the Consolidate your Insurance form for further details.

Consolidate your insurance today

The insurance that’s right for you depends on things like your family and financial commitments, income, and lifestyle. You can apply for a different level or type of insurance or cancel it at any time. Before you change your insurance, you should speak with a financial adviser. They can help you look at what you need and help work out what’s right for you.

More information

How much insurance do I need?

Find the right insurance for your stage of life to make sure it meets your current and future financial needs.

Why get insurance? >

Useful forms

If you’d like to make changes to your insurance, visit our forms page to download the right form for you.

Insurance forms >

Cost of premiums

Before taking our insurance, you should consider the cost of premiums and impact to your retirement savings.

Cost of insurance >