The following are the types of investment options available in MLC MasterKey Pension Fundamentals.

Ready-made portfolios, which include our:

• Simple choice investment options
• Low cost investment options
• Flexible investment options
• Socially responsible investment option.

Build-your-own portfolio, which include our:

• Cash and fixed interest investment options
• Property investment options
• Australian shares investment options
• Global shares investment options.

We provide a detailed explanation of what we mean by our Simple choice, Low cost, Flexible, and Socially responsible investment groups in our Investment Menu (PDF, 25.1MB), as well as full profiles of all our investment options.

Minimum initial investment

Nil

A transition to retirement (TTR) pension is a type of account based pension that can be started with your super if you have reached your preservation age, but have not yet retired. Find out more about how to fund semi-retirement.

MLC Insurance (Super) can provide cover against the financial consequences of injury, sickness or death.

• Life Cover
• Total and Permanent Disability (extension to Life Cover)
• Accidental Death
• Income Protection

MLC MasterKey Investment Protection

• Available if you're 50 or older.
• Protected Capital - protects your super from negative market movements and grows your balance by locking in market gains each year.
• Protected Income - provides a certain and secured amount of income each year in retirement. Available for 10 or 20 years.
• Available on MLC MasterKey Super & Pension Fundamentals with eligible Simple Choice and Low cost investment options.
  

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