MLC has looked after the investment needs for generations of Australians.
For over 35 years we've been designing portfolios using a multi-manager approach to help investors achieve their goals. So when you're invested in an MLC portfolio, your money is with Australia's most experienced multi-manager.
Our portfolios make sophisticated investing straightforward. We use our market-leading investment approach to structure our portfolios with the aim of delivering more reliable returns in many potential market environments.
Our multi-asset portfolios focus on what affects investor outcomes the most: asset allocation. Each asset class has its own risk and return characteristics. We allocate money between asset classes based on the following beliefs:
Our portfolios have different investment objectives. That's why our investment experts select a different mix of assets and investment managers for each.
Our investment managers may be specialist in-house managers, external managers or a combination of both.
We research hundreds of investment managers from around the world and select from the best for our portfolios.
We then combine them in our portfolios so they complement each other.
This multi-manager approach helps to reduce risk and deliver more consistent returns.
Find out more about our current investment managers.
View the current managers of a portfolio and their allocations using the Fund Profile Tool.
To make sure our portfolios are working hard for our investors, we continually review and actively manage them.
We may adjust the asset allocation, investment strategies and managers. This may be because our assessment of the future market environment has altered or because we have found new ways to balance risk and return in the portfolios.
We deliver better returns by avoiding unnecessary costs. We do this by carefully managing cash flows, tax and changes in our portfolios.
Latest investment news and insights
Read about recent investment news and insights.
Derivatives are financial instruments such as options, futures and swaps. Generally, derivatives are used as part of a strategy to reduce risk or improve returns. The derivative policies for our product issuers outline how we manage derivatives.
With MLC you can have confidence we aim to invest your money in a responsible way. We take into account Environmental, Social and Governance (ESG) risks which impact the sustainability of companies and governments and influence an investment’s long-term performance. We also believe voting on resolutions for the companies we invest in and actively engaging with companies provides an opportunity to enhance and protect the long-term value of clients’ portfolios.
Read more about MLC Asset Management’s responsible investment and proxy voting policies , and a summary of the votes.