Our investment team continues to closely monitor global developments, including recent events in the Middle East, to carefully manage your super through changing market conditions. You can read more here.
Our investment team continues to closely monitor global developments, including recent events in the Middle East, to carefully manage your super through changing market conditions. You can read more here.
Recent events in the Middle East have caused short-term movements, particularly in global energy prices, but this is how markets typically respond to uncertainty in real time. What matters more is how your super is managed in navigating periods like this over the longer term.
If you take one thing out of this, it’s this - your super isn’t built for moments, it’s built for your lifetime.
Your super is diversified across regions and asset classes to balance opportunity with resilience. It’s managed with a long-term mindset that stays focused on outcomes, rather than reacting to short-term movements.
History helps put moments like this into perspective. Markets have moved through periods of uncertainty before, and over time, they’ve continued to find a way forward. Periods of uncertainty can lead to short-term selling as some investors react to market movements. This can create opportunities to invest in high quality assets at more attractive prices.
Right now, much of the focus is on global energy supply, particularly because oil and gas traffic through the Strait of Hormuz has fallen a lot since March. While that can influence markets in the short term, it’s something markets are used to working through.
Our role isn’t to predict every movement. It’s to navigate them with care, discipline, and a long-term view.
Market movements can feel different when retirement is close, and it’s not unusual to feel more cautious about how changes may affect your balance or income. At this stage, taking the time to understand your options can help bring clarity and confidence to the choices ahead.
If you’d like support, our team of Financial Coaches provide general advice related to your super, at no extra cost.
This document has been prepared by NULIS Nominees (Australia) Limited (NULIS) ABN 80 008 515 633, AFSL 236465 as Trustee of MLC Super Fund (ABN 70 732 426 024). NULIS is part of the Insignia Financial group of companies comprising Insignia Financial Ltd (ABN 49 100 103 722) and its related bodies corporate (Insignia Financial Group).
NULIS has appointed Actuate Alliance Services Pty Ltd ABN 40 083 233 925 AFSL 240 959 (Actuate) to provide general and limited advice services (which includes Simple super advice) to members of relevant products in the MLC Super Fund. Financial Coaches are authorised to provide general financial advice under Actuate’s AFSL. Actuate is also part of the Insignia Financial Group. NULIS is not liable for or responsible for any work, action or advice provided by Actuate.
The information and commentary provided in this communication is of a general nature only and does not relate to any specific fund or product issued by an Insignia Financial Group entity. This information does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you. You should consider obtaining independent advice before making any financial decisions based on this information. You should read the relevant Product Disclosure Statements (PDS) and Target Market Determination (TMD) before you make a decision to acquire or continue to hold the product. A copy of the relevant PDS and TMD is available on the website at mlc.com.au or by calling us on 132 652.
Past performance is not a reliable indicator of future performance. The value of an investment may rise or fall with the changes in the market. An investment is subject to investment risk, including possible delays in repayment and loss of income and principal invested. Actual returns may vary from any target return described and there is a risk that the investment may achieve lower than expected returns.
Any opinions expressed constitute our judgement at the time of issue and are subject to change without notice. We believe that the information contained in this communication is correct and that any estimates, opinions, conclusions or recommendations are reasonably held or made at the time of compilation. However, no warranty is made as to their accuracy or reliability or in respect of other information contained in this communication. Any projection or forward-looking statement (Projection) in this communication is provided for information purposes only. No representation is made as to the accuracy or reasonableness of any such Projection or that it will be met. Actual events may vary materially.
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