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Consolidate super


Pay one set of fees and take greater control of your super by bringing your accounts together.

How does it work?

If you have more than one super account, you may want to consolidate them into one account.

May be suitable if…

You have more than one super account.

Why consolidate?

  • Reduce your paperwork and admin time.
  • Keep better track of your super by having it all in one place.
  • Pay only one set of fees.

Important things to consider

  • Weigh up the benefits and features of each of your super funds and make sure you understand any benefits that you have will be lost before you roll over any monies.
  • If you wish to claim a tax deduction for any personal contributions you have made, you need to submit a valid Notice of Intent form to your super fund, and receive an acknowledgement from them, before you complete your tax return, start a superannuation pension or withdraw or rollover the money.
  • Compare the fees of your super fund(s) and check for exit fees, which may apply when rolling over part or all of your account balance.
  • Don't forget your insurance. One or more of your funds may include insurance. Any insurance you have will be lost if you close your account. So before you roll over any monies, make sure you have the appropriate levels of insurance cover. If you have a pre-existing medical condition, consider whether you’ll be eligible for the same level of cover if you lose your existing insurance. You should also compare the cost of equivalent insurance cover in any new and current funds. 

Related content

How can I grow my super.



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General advice and information only

Any advice and information on this website is general only, and has been prepared without taking into account your particular circumstances and needs. Before acting on any advice on this website you should assess or seek advice on whether it is appropriate for your needs, financial situation and investment objectives.

Tax disclaimer

Any general tax information on this website is intended as a guide only and is based on our general understanding of taxation laws. It is not intended to be a substitute for specialised taxation advice or an assessment of your liabilities, obligations or claim entitlements that arise, or could arise, under taxation law, and we recommend you consult with a registered tax agent.