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How can I grow my super?


It’s never too early or too late to build your super.

Here are some things you could do now to boost your super and retire with more.

1. Find lost super

Increase your retirement savings instantly by finding and claiming lost super.

2. Consolidate your super

Pay one set of fees and take greater control of your super by bringing all your accounts together.

3. Contribute more

Here are seven smart strategies you could use to add to your super.

If you... Then you may want to...
Are an employee

Get more from your pay through salary sacrifice

Are employed, self-employed or earn a taxable income from other sources (such as investments) Add to your super and get a tax deduction by making personal deductible contributions
Have money outside super that you’d like to invest for retirement Convert your savings into super savings by making voluntary contributions
Earnview disclaimer1 less than $56,112 p.a., of which at least 10% is from your job or business Get a super top-up from the Government
Have a spouse who earnsview disclaimer1 less than $40,000 p.a. Boost your spouse’s super and reduce your tax by making spouse contributions
Are selling business assets Convert business capital into retirement savings
Are aged 55 or over and plan to sell a residence that you’ve lived in as your family home Upsize your super with downsizer contributions

disclaimer1. Includes assessable income, reportable fringe benefits and reportable employer super contributions. Other eligibility conditions apply.



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General advice and information only

Any advice and information on this website is general only, and has been prepared without taking into account your particular circumstances and needs. Before acting on any advice on this website you should assess or seek advice on whether it is appropriate for your needs, financial situation and investment objectives.

Tax disclaimer

Any general tax information on this website is intended as a guide only and is based on our general understanding of taxation laws. It is not intended to be a substitute for specialised taxation advice or an assessment of your liabilities, obligations or claim entitlements that arise, or could arise, under taxation law, and we recommend you consult with a registered tax agent.