Personal Super Calculator
Personalised insights to help you grow, use, and enjoy your super – in under 10 minutes, at no extra cost.
Which journey are you on?
Whether you're just starting to plan or thinking about how to make the most of your final working years, it's important to know if your super is on track for the lifestyle you want in retirement.
The Personal Super Calculator can provide you with a personalised super report for your life stage*.
I want to grow my super
- For ages 18-66.
- Explore strategies that can boost your super.
- Get a projection of your super balance over time and determine whether your super will support your lifestyle in retirement.
I want to semi-retire
- For ages 60-64.
- Find out how you can supplement your income with super when winding down your work hours.
- See how you can keep contributing to your super.
- Review how a transition to retirement (TTR) strategy affects your retirement savings.
What you could discover
in 10 minutes (or less)
- How much super you might need in retirement
- How much super you may have when you retire
- The difference additional contributions could make to your super balance
- How to invest your super considering your attitude towards investment risk
- An estimate of your government age pension
FAQs
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- Log in to your MLC account using your customer number and password.
- Scroll down your dashboard to find the MLC Personal Super Calculator.
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If you log into your super account and cannot find the Personal Super Calculator it might be because you're not eligible to access this service. To be eligible to access the Personal Super Calculator you need to meet the following criteria:
- Age 18 - 74
- Salary less than $250,000
- Super balance of less than $1.88 million
- Have not exceeded the current annual general super contributions caps
- Are not paying an Adviser Service Fee
- Have provided your tax file number
- Hold one of the following MLC super accounts:
- MasterKey Business Super
- MasterKey Personal Super
- MasterKey Super Fundamentals
Additional criteria apply as follows:
Grow your super:
- Age 18-66
Semi-retirement:
- Age 60-64
- Super balance of $50,000 or more
- Have not made voluntary contributions to your MLC super account within this financial year
Ready to retire:
- Age 60-74
If you're unsure if these conditions apply to you, our Financial Coaches can help with any questions you may have, at no extra cost. Book a consultation
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You may be unable to access the Personal Super Calculator because:
- it's undergoing maintenance; or
- you don't meet the eligibility criteria
Our Financial Coaches can help with any questions you may have, at no extra cost. Book a consultation
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Our Financial Coaches can help with any questions you may have, at no additional cost. Book a consultation
Important information and disclaimer
The Personal Super Calculator is provided by Actuate Alliance Services Pty Ltd ABN 40 083 233 925, ASFL 240959. Actuate Alliance Services Pty Ltd is a wholly owned subsidiary of Insignia Financial Ltd (ABN 49 100 103 722) (“Insignia Financial”). When providing advice through the Personal Super Calculator, we are limited to advising you on products that are part of the MLC Super Fund. An investment in your super fund is not a deposit or liability of, and is not guaranteed by, Insignia Financial.
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