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The MLC Cash Fund aims to outperform the Reserve Bank of Australia’s Cash Rate Target, before fees and tax, over 1 year periods.

  • Term As at 03/05/2021
    Super & Pension 0.52% p.a.
    Investments 0.50% p.a.
    • The rates shown are indicative, annualised (net of investment fees), averaged over the past week. These rates will be further reduced by administration fees and the 15% tax payable on investment earnings within super and transition to retirement pensions in the pre-retirement phase. For more information on how product fees impact the date you receive see our MLC Cash Fund FAQ.
    • Past performance is not a reliable indicator of future performance.
    • More information on MLC Cash Fund.
    • View the MLC Cash Fund FAQs

    View the historical MLC Cash Fund rates.

  • Term deposits are available from:

    • NAB
    • Adelaide Bank
    • ANZ

    The minimum deposits required across all issuers varies from $1,000 to $5,000.

    Term deposit interest rates for the week ending 07 May 2021.

    Issuer 2 years 1 year 6 months 3 months 2 months 1 month
    NAB 0.55% p.a. 0.36% p.a. 0.26% p.a. 0.22% p.a. 0.12% p.a. 0.07% p.a.
    Adelaide Bank n/a 0.40% p.a. 0.30% p.a. 0.18% p.a. n/a n/a
    ANZ Bank n/a 0.30% p.a. 0.20% p.a. 0.10% p.a. n/a n/a
    • Interest rates are gross rates that haven't taken into account Administration fees or 15% tax payable on investment earnings within super and Transition To Retirement pension.
    • The rates are usually updated on Monday and valid until 5pm Thursday of the same week.
    0.45% p.a.
    0.45% p.a.

How to invest

Invest through a platform - Super or pension

  MLC MasterKey Super and Pension Fundamentals
Download PDS
  MLC MasterKey Business Super
Download PDS

Invest through a platform - Investment outside super or pension

  MLC MasterKey Investment Service Fundamentals
Download PDS
Invest direct $500,000 minimum investment

Do you have any questions about Investments?

Here are some of the more common questions we get asked:

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