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What is MLC MasterKey Investment Protection?


Protect your retirement savings with MLC MasterKey Investment Protection.

What is Investment Protection?

Investment Protection allows you to protect one investment option in your MLC MasterKey Super or Pension Fundamentals account. This means your savings are protected if the market goes down and your investment still grows if the market goes up. You can choose from two types of protection:

  • Protected Capital, which protects your investment over 10 or 20 years, and
  • Protected Income, which provides you with a minimum level of income each year for 10 or 20 years.

What are the benefits?

  • Protect your retirement savings from market downturns.
  • Grow your investments when markets are up.
  • Know what your minimum Investment Balance or income will be (depending on the protection type you choose).
  • Have the flexibility to add extra options to your protection, and
  • Choose from a range of diversified multi-manager investments.

Important things to consider

  • MLC MasterKey Investment Protection is only available through a licensed financial adviser.
  • You need to be 50 years of age or older.
  • You need to have between $30,000 and $1.5 million to protect (if you have more, then please contact us).



Got a question?

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General advice and information only

Any advice and information on this website is general only, and has been prepared without taking into account your particular circumstances and needs. Before acting on any advice on this website you should assess or seek advice on whether it is appropriate for your needs, financial situation and investment objectives.