Preservation age
Reaching your preservation age can give you access to your super.
What is the preservation age?
Your preservation age is the age you can:
- access your super as a lump sum or a retirement income stream if you’ve retired, or
- start a transition to a retirement income stream.
Preservation age is not the same as your Age Pension age.
What is my preservation age?
Your preservation age depends on when you were born.
Please see the table below to determine yours.
Preservation age based on date of birth
Date of birth |
Preservation age |
|---|---|
Before 1 July 1960 |
55 |
1 July 1960 to 30 June 1961 |
56 |
1 July 1961 to 30 June 1962 |
57 |
1 July 1962 to 30 June 1963 |
58 |
| 1 July 1963 to 30 June 1964 | 59 |
| From 1 July 1964 | 60 |
For more information please visit the Australian Tax Office (ATO) website.
Got a question?
Get set in the right direction with help and guidance available over the phone, online or face-to-face.
General advice and information only
Any advice and information on this website is general only, and has been prepared without taking into account your particular circumstances and needs. Before acting on any advice on this website you should assess or seek advice on whether it is appropriate for your needs, financial situation and investment objectives.
Connect with us
Download the MLC app
