Preservation age

Reaching your preservation age can give you access to your super.

What is the preservation age?

Your preservation age is the age you can:

access your super as a lump sum or a retirement income stream if you’ve retired, or
start a transition to a retirement income stream.

Preservation age is not the same as your Age Pension age.

What is my preservation age?

Your preservation age depends on when you were born.

Please see the table below to determine yours.

Preservation age based on date of birth

Date of birth	Preservation age
Before 1 July 1960	55
1 July 1960 to 30 June 1961	56
1 July 1961 to 30 June 1962	57
1 July 1962 to 30 June 1963	58
1 July 1963 to 30 June 1964	59
From 1 July 1964	60

For more information please visit the Australian Tax Office (ATO) website.

What next?

Find out more about Super and retirement rules.

Got a question?

Get set in the right direction with help and guidance available over the phone, online or face-to-face.

General advice and information only

Any advice and information on this website is general only, and has been prepared without taking into account your particular circumstances and needs. Before acting on any advice on this website you should assess or seek advice on whether it is appropriate for your needs, financial situation and investment objectives.