Super that’s building towards a glorious retirement
Our investment performance continues to deliver for members, with MLC’s MySuper Growth Portfolio achieving an average return of 9.9% p.a. over three years and MLC’s High Growth option returning a strong 11.3% p.a. over the same period to 30 June 2026.
Take a look at how our main investment options performed.
MySuper Growth Portfolio performance
The MySuper Growth Portfolio option delivered a strong 9.9% return for the year to 30 June 2026. Longer-term returns have also been healthy, averaging 9.9% a year over three years, and 7.2% a year over five years, to 30 June 2026.
What this means for you
Your super balance can grow significantly over time through investment returns.
If you had $50,000 invested 3 years ago and made no contributions, your balance would now be an estimated $66,369.1
What’s driven performance?
These returns were supported from a range of global investment opportunities over the past year.
Growth in technology, especially artificial intelligence (AI) has been a key driver, supported by both major global companies and businesses in Asia that provide essential components.
Investments in areas like data centres, renewable energy and telecommunications also contributed, offering steady income and long-term growth potential.
While markets experienced some ups and downs due to global events, spreading investments across different areas helped manage risk.
High Growth performance
The MLC High Growth option is designed for members who are comfortable with greater ups and downs in returns in exchange for higher long-term growth potential. It delivered a return of 10.2% over the year to 30 June 2026. Over three and five years, returns averaged 11.3% and 8% a year to 30 June 2026, respectively.
What this means for you
If you had $50,000 invested 3 years ago and made no contributions, your balance would now be an estimated $68,937.1
What’s driven performance?
Much like the MySuper Growth Portfolio option, High Growth returns were supported by a mix of investments.
Global share markets played an important role, particularly companies benefiting from the growth of artificial intelligence (AI). Infrastructure investments, such as data centres, renewable energy and telecommunications also contributed, providing steady income and long-term growth potential.
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Responding to changing market conditions
Investment markets shifted several times over the past year. At different points, uncertainty increased due to geopolitical events, conflicts and policy changes.
During these times, portfolios were adjusted by increasing exposure to growth assets when opportunities improved, such as after changes in US trade policy, and reducing risk when conditions became more uncertain, like ahead of the US-Israel versus Iran conflict in February this year.
This active and disciplined approach helps respond to changing market conditions, manage risk and support long-term growth.
Looking ahead…
Ongoing investment in AI and technology is expected to continue supporting global economic activity. At the same time, easing pressures on energy markets could help reduce inflation, which would be supportive for both households and businesses.
A diversified mix of listed and unlisted investments continues to present opportunities. This includes areas such as housing and selected retail property in regions with strong population growth.
Our focus remains on helping members grow their super over the long term, while managing risk through all stages of the market cycle.
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