Find the insurance form you need below.
Choose one of these forms if you’d like to apply for or increase your MLC MasterKey insurance cover.
When completing an application, it’s important to know that:
Which form do I use?
If you don’t meet the conditions above, use the Request for insurance application (Long) (PDF)
It's quick and easy to increase your insurance cover when you apply online. Our Change Cover online applications help you avoid unnecessary questions and allow the Insurer to assess your application faster.
If you’re an MLC MasterKey Business Super or MLC MasterKey Personal Super member you can apply to increase your cover online today.
If you’re an MLC MasterKey Super Fundamentals member, download one of the ‘Insurance application forms’ to increase your cover available here.
If one of the life events listed below has happened to you within 90 days, and you’re aged between 15-64—you’re able to increase your Death and Total and Permanent Disablement insurance without further medical evidence:
If you’re a MasterKey member, you can use this form to let us know that you’d like to cancel or reduce your insurance cover.
Before reducing or cancelling your insurance cover, we recommend that you speak to a financial adviser. You might also like to check out our Insurance needs calculator —which may help you determine the right level of cover for you.
We’re not able to automatically provide any insurance until you’re at least age 25 and your account balance has reached $6,000.
Use this form to let us know that you’d like to keep your insurance offered through your super account—even if your account becomes inactive (over 16 months without a contribution or rollover).
Use this form if you’re an MLC Wrap or MLC Navigator member and you’d like to let us know that you want to reinstate and keep your insurance cover. This form must be received within 30 days of your insurance cancellation date, as stated on your Lapse Notice you received from MLC Limited (otherwise additional requirements will apply).
Use this form if you’d like to nominate someone to receive your super (including any insurance amount) if you pass away.
If you’re like many Australians, you’ve probably got a few super accounts and may have insurance through these as well. Find out more about why bringing your super and insurance together in one account makes sense.
MLC MasterKey Business Super (standard) and MLC MasterKey Personal Super
View the latest premium rates flyer including Lifestage sums insured effective from 29 September 2023.
MLC MasterKey Super Fundamentals
View the MLC Lifestage insurance sums insured flyer effective from 1 July 2021.