Key dates for contributions
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Important disclaimer:
Please note: Funds need to be received by MLC by the following dates. Please allow 3-5 business days prior to Monday 30 June 2025 for BPAY or EFT payments to reach MLC.
Please check with relevant financial institutions that funds will be received by this date. If MLC does not receive your contribution by the below dates, it may mean your contribution will be reported to the ATO in the 2025/2026 financial year.
For Direct Debit contributions
Please ensure there are sufficient funds in your nominated bank account for payments to be deducted and auto matched.Please note, insufficient funds in your bank account will prevent your contribution file to be processed.
All times referenced below are in AEST.
Electronic payments for MasterKey Business Super (MKBS), MasterKey Personal Super (MKPS) and MasterKey Super including Fundamentals:
Method
Must be received at MLC by:
What customers need to make this payment?
BPAY
Monday 3pm, AEST 30 June - Biller code: 919688
- Your client’s Customer Reference Number.
The BPAY details can be found by logging into mlc.com.au, on the Account details tab.
Please note: limit of $1,000,000 for this transaction type.
Electronic Fund Transfer (EFT)
(MLC MasterKey Super and Super Fundamentals only)Monday 3pm, AEST 30 June - BSB:
082-382 for Employer (inc. Salary Sacrifice).
082-396 for Personal (inc. Intent to claim a tax deduction). - Your 7 digit MLC account number.
Only employer and personal contributions are available via this method.One-off Direct Debit
(MLC MasterKey Super and Super Fundamentals only)Monday 3pm, AEST 23 June - Log into your account at mlc.com.au or
- You can complete an Additional and Regular Investments form.
Please ensure there are sufficient funds in your nominated bank account for payments to be deducted and auto matched.
Credit Card
Payments
Online and mail
(Received by)
By PhoneMonday 3pm, AEST 23 June
Monday 3pm, AEST 30 June
- Log into your account at mlc.com.au or
- You can complete an Additional and Regular Investments form.
Contribution by chequeFor all cheque contributions, please make sure you provide a completed Additional Contributions form, cheque made payable to NULIS ATF MLC Super Fund. Cut off for all cheque contributions is Monday 3pm AEST, 23 June.
Product
Make cheques payable to
Address to
MLC MasterKey Super and Fundamentals
MLC MasterKey Business Super and Personal Super
NULIS ATF MLC Super Fund MLC MasterKey
PO BOX 200
North Sydney NSW 2059New applications and accounts
Monday 3pm, AEST 23 June If you would like to open a new super account before the end of financial year, we'll need to receive your application before Monday 3pm AEST, 23 June 2025.
Changes to Direct Debit details
Direct Debit details changes (regular and one off) – non-credit card*
Monday 3pm, AEST 23 June Direct Debit details changes (regular and one off) – credit card
Monday 3pm, AEST 23 June Notice of intent to claim/S290 cut off (FY23/24 claim)
Monday 3pm, AEST 30 June All notice of intent to claim forms must be received prior to Monday 3pm AEST, 30 June, if you/your client intends to claim a tax deduction for the previous financial year.
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Contributions via Clearing House (Employer)
For Direct Credit contributions
Once your contribution file has been submitted on MLC Employer Pay, please ensure you have entered the correct unique Payment Reference Number (PRN) as the electronic funds transfer description.
Please note: an incorrect Payment Reference Number (PRN) or incorrect payment transfer amount may result in further contribution delays or a refund.
Contribution type
Cut-off date 2025
For non-MLC EmployerPay users:
Default super employees: Online file submission and direct debit or direct credit (EFT) payment
Monday 16 June 2025 4pm AEST Choice super employees: File submission and direct debit or direct credit (EFT) payments
Monday 16 June 2025 4pm AEST For MLC EmployerPay users:
MLC EmployerPay: Online file submission and direct debit or direct credit (EFT) payment Monday 16 June 2025 4pm AEST Please note: We will still process contributions received on MLC Employer Pay after 4pm Tuesday 17 June 2025, however, we can’t guarantee that contribution files received after this date will be applied to your employee super accounts for the 2024/2025 financial year due to higher volumes during EOFY and additional lead times required by clearing houses.
