Key dates for MasterKey
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Important disclaimer:
Please note: Funds need to be received by MLC by the following dates. Please allow 3-5 business days prior to Tuesday 30 June 2026 for BPAY or EFT payments to reach MLC.
Please check with relevant financial institutions that funds will be received by this date. If MLC does not receive your contribution by the below dates, it may mean your contribution will be reported to the ATO in the 2026/2027 financial year.
For Direct Debit contributions
Please ensure there are sufficient funds in your nominated bank account for payments to be deducted and auto matched.Please note, insufficient funds in your bank account will prevent your contribution file to be processed.
All times referenced below are in AEST.
Electronic payments for MasterKey Business Super (MKBS), MasterKey Personal Super (MKPS) and MasterKey Super Fundamentals:
Method
Must be received at MLC by:
What customers need to make this payment?
BPAY
Tuesday 3pm, AEST 30 June - Biller code: 919688
- Your client’s Customer Reference Number.
The BPAY details can be found by logging into mlc.com.au, on the Account details tab.
Please note: limit of $1,000,000 for this transaction type.
Electronic Fund Transfer (EFT)
(MLC MasterKey Super Fundamentals only)Tuesday 3pm, AEST 30 June - BSB:
082-382 for Employer (inc. Salary Sacrifice).
082-396 for Personal (inc. Intent to claim a tax deduction). - Your 7 digit MLC account number.
Only employer and personal contributions are available via this method.One-off Direct Debit
Monday 3pm, AEST 22 June - Log into your account at mlc.com.au or
- You can complete an Additional and Regular Investments form.
Please ensure there are sufficient funds in your nominated bank account for payments to be deducted and auto matched.
Credit Card
Payments
Online and mail
(Received by)
By PhoneMonday 3pm, AEST 22 June
Tuesday 3pm, AEST 30 June
- Log into your account at mlc.com.au or
- You can complete an Additional and Regular Investments form.
Contribution by chequeFor all cheque contributions, please make sure you provide a completed Additional Contributions form, cheque made payable to NULIS ATF MLC Super Fund. Cut off for all cheque contributions is Monday 3pm AEST, 22 June.
Product
Make cheques payable to
Address to
MLC MasterKey Super Fundamentals
MLC MasterKey Business Super and Personal Super
NULIS ATF MLC Super Fund MLC MasterKey
PO BOX 200
North Sydney NSW 2059New applications and accounts
Monday 3pm, AEST 22 June If you would like to open a new super account before the end of financial year, we'll need to receive your application before Monday 3pm AEST, 22 June 2026.
Changes to Direct Debit details
Direct Debit details changes (regular and one off) – non-credit card*
Monday 3pm, AEST 22 June Direct Debit details new requests & changes (regular and one off) – credit card
Monday 3pm, AEST 22 June Notice of intent to claim/S290 cut off (FY24/25 claim)
Tuesday 3pm, AEST 30 June All notice of intent to claim forms must be received prior to Tuesday 3pm AEST, 30 June, if you/your client intends to claim a tax deduction for the previous financial year.
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Contributions via Clearing House (Employer)
For Direct Credit contributions
Once your contribution file has been submitted on MLC Employer Pay, please ensure you have entered the correct unique Payment Reference Number (PRN) as the electronic funds transfer description.
Please note: an incorrect Payment Reference Number (PRN) or incorrect payment transfer amount may result in further contribution delays or a refund.
Contribution type
Cut-off date 2026
For non-MLC EmployerPay users:
Default super employees: Online file submission and direct debit or direct credit (EFT) payment
Monday 15 June 2026 4pm AEST Choice super employees: File submission and direct debit or direct credit (EFT) payments
Monday 15 June 2026 4pm AEST For MLC EmployerPay users:
MLC EmployerPay: Online file submission and direct debit or direct credit (EFT) payment Monday 15 June 2026 4pm AEST Please note: We will still process contributions received after 4pm Monday 15 June 2026, however, we can’t guarantee that contribution files received after this date will be applied to your employee super accounts for the 2025/2026 financial year due to higher volumes during EOFY and additional lead times required by clearing houses.
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For regular scheduled pension payments
Final payment 2025/26: Due to EOFY processing for 2025/26, clients’ final pension payments due the last week of June will be paid early. They will leave MLC by Friday 26 June. Clients will need to note they may take 72 hours to arrive in their bank.
First payment 2026/27: We expect payments will leave MLC no later than Monday 6 July 2026. Important: It may still take up to 72 hours after the pension payment leaves us on Monday 6th July for the member's bank to process the pension payment before it is visible in their bank account. This may mean members receive payments between the Tuesday 7th July and Friday 10th July.
Centrelink Schedules: Please note, Centrelink schedules will be unavailable from close of business Thursday 25 June 2026 until the morning of Monday 6 July 2026.
Withdrawals:
Account type
Request received date:
Key Information
Superannuation only (MasterKey Super Fundamentals {without a pension component}, MasterKey Business Super, MasterKey Personal Super)
Before 3pm 30th June 2026
Withdrawal requests received before 3pm on 30/06/26 will be processed by Friday 3rd July 2026.
Superannuation only (MasterKey Super Fundamentals {without a pension component}, MasterKey Business Super, MasterKey Personal Super)
After 3pm 30th June 2026
Any withdrawal requests received after 3pm on the 30th June 2026 will be processed in the new financial year. The earliest date superannuation account withdrawals will be processed is Monday 6/07/2026, plus up to 72 hours for bank processing.
Pension Accounts (Including hybrid accounts {MasterKey Super & Pension Fundamentals} that contain a super component)
Before 3pm 29th June 2026
These requests will be processed and paid, with the aim of payments being made by 4pm 30/06/2026.
Important note: Requests received between 3pm 29th June 2026 & 3pm 30th June 2026 will be processed with the most recent available unit price. These payments will leave during the final payments batch (30th June 4pm) for the 25/26 financial year.
Pension Accounts (Including hybrid accounts {MasterKey Super & Pension Fundamentals} that contain a super component)
After 3pm 30th June 2026
Anything received after 3pm 30/6/2026, will be processed in the new financial year. These will begin processing from Friday 3rd July 2026.
Important note: Requests received between 3pm 29th June 2026 & 3pm 30th June 2026 will be processed with the most recent available unit price. These payments will leave during the final payments batch (30th June 4pm) for the 25/26 financial year.
