From 1 April 2020, we automatically provide new members with insurance in super, without the need for an application or health checks, when:
The above rules don’t apply if your employer pays for any insurance cover in full. And you’ll have the cover from the date your employer starts paying for it.
To be eligible for insurance cover, you must be employed in an Insurable Occupation, be an Australian Resident, and meet all other eligibility requirements as set out in the insurance policy.
Eligibility requirements, the types of insurance available, conditions and level of your insurance cover will be specific to the super product you have, and are set out in the relevant Insurance Guide which forms part of the Product Disclosure Statement.
We automatically provide insurance in super when you’re at least age 25 and your balance has reached $6,000. If you don’t want to wait until then, complete a Choose if you want insurance cover in super form.
You’ll also need to make sure your super account has sufficient funds to pay for the cost of your insurance premiums and your super account can’t become inactive (inactive means your super hasn’t received a contribution or rollover for 16 months).