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MLC Index Plus portfolios

Low cost, diversified investing, plus more

The MLC Index Plus portfolios give your clients access to low-cost returns from investment markets through an intelligent blend of index, enhanced index and active investment strategies. The portfolios are invested across a wide range of assets in and outside Australia.

 

  •   MLC Index Plus
    Conservative Growth Portfolio
    MLC Index Plus
    Balanced Portfolio

    MLC Index Plus
    Growth Portfolio

    Objective

    Aims to:

    • deliver returns that meet the portfolio’s benchmark, and
    • reduce risk in the portfolio when we consider risks are too high.
    Asset mix*

     

    Total growth assets: 40-60%
    Total defensive assets: 40-60%

     

    Total growth assets: 60-80%
    Total defensive assets: 20-40%

     

    Total growth assets: 75-95%
    Total defensive assets: 5-25%

    May suit your clients if they want a diversified, low cost investment portfolio with…
    • Some long-term capital growth
    • An investment time frame of at least four years
    • Long-term capital growth
    • An investment time frame of at least five years
    • Long-term capital growth
    • An investment time frame of at least six years

    * Benchmark asset allocations as at 30 June 2018 for the MLC Index Plus portfolios in MLC MasterKey Super & Pension Fundamentals.

  • Well-diversified portfolios
    The MLC Index Plus portfolios are well diversified both across asset classes and the investment managers we appoint. Our managers invest in thousands of companies and securities around the world across Australian and global shares, global property securities and Australian and global fixed income.  

    Index investing to keep costs low
    Many of the portfolios’ investments are in cost-effective index or enhanced index strategies. We use these approaches for shares and property securities.

    Active investing where it matters most
    We use active managers in asset classes where it can make an important difference to returns or risks without substantially increasing fees. In particular, we actively manage fixed income investments.

    Expert management of the asset mix
    Many low-cost investment funds take a ‘set and forget’ approach to asset allocation. In the MLC Index Plus portfolios, our experienced investment team actively manages the asset allocation. Your clients benefit from the asset allocation insights of MLC’s expert Capital Markets Research team, which has managed MLC’s multi-asset portfolios since 2005, for a much lower cost than in a fully active fund.

    Choice of three portfolios
    Select the MLC Index Plus portfolio with the right asset allocation and investment timeframe to help your clients achieve their financial goals.

    You can use the portfolio as your clients’ complete investment portfolio or as the core, adding other investments.

    Investing with MLC
    MLC is one of Australia’s most experienced investment managers.

    We’ve successfully managed multi-asset funds for more than 30 years and the MLC Index Plus portfolios have provided strong returns since they began in 20111, so you know you’re in good hands.

    1Based on since inception returns as at 30 June 2018 for the MLC Index Plus portfolios in MLC MasterKey Super & Pension Fundamentals. Past performance is not a reliable indicator of future performance. The value of an investment may rise or fall with the changes in the market.

  • The portfolios are available through:

    • HUB24
    • MLC MasterKey Super & Pension Fundamentals
    • MLC MasterKey Business Super
    • MLC MasterKey Personal Super
    • MLC Wrap Super
    • MLC Wrap Investments
    • MLC Navigator Retirement Plan (and badges)
    • MLC Navigator Investment Plan (and badges), and
    • MLC Investment Trust.
  • Fund Lonsec Zenith ThreeSixty
    MLC Index Plus – Balanced Highly Recommended* Recommended** Approved
    MLC Index Plus – Conservative Highly Recommended* Recommended** Approved
    MLC Index Plus – Growth Highly Recommended* Recommended** Approved

    *The Lonsec Ratings (assigned as follows: MLC0883AU – March 2019; MLC0884AU – March 2019 and MLC0885AU – March 2019) presented in this document are published by Lonsec Research Pty Ltd ABN 11 151 658 561 AFSL 421445. The Ratings are a “class service” (as defined in the Financial Advisers Act 2008 (NZ)) or limited to “General Advice” and based solely on consideration of the investment merits of the financial products. In New Zealand it must only be provided to “wholesale clients” (as defined in the Financial Advisers Act 2008 (NZ)). Past performance information is for illustrative purposes only and is not indicative of future performance. They are not a recommendation to purchase, sell or hold MLC products, and you should seek independent financial advice before investing in these products. The Ratings are subject to change without notice and Lonsec assumes no obligation to update the relevant documents following publication. Lonsec receives a fee from the Fund Manager for researching the products using comprehensive and objective criteria. For further information regarding Lonsec’s Ratings methodology, please refer to our website at: http://www.beyond.lonsec.com.au/intelligence/lonsec-ratings

    **The Zenith Investment Partners (“Zenith”) Australian Financial Services License No. 226872 ratings for MLC0883AU, MLC0884AU and MLC0885AU (all assigned in October 2018) referred to in this document are limited to “General Advice” (as defined by the Corporations Act 2001) for Wholesale clients only. This advice has been prepared without taking into account the objectives, financial situation or needs of any individual. It is not a specific recommendation to purchase, sell or hold the relevant product(s). Investors should seek independent financial advice before making an investment decision and should consider the appropriateness of this advice in light of their own objectives, financial situation and needs. Investors should obtain a copy of, and consider the PDS or offer document before making any decision and refer to the full Zenith Product Assessment available on the Zenith website. Zenith usually charges the product issuer, fund manager or a related party to conduct Product Assessments. Full details regarding Zenith’s methodology, ratings definitions and regulatory compliance are available on our Product Assessment’s and at http://www.zenithpartners.com.au/RegulatoryGuidelines

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