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Cash and Term Deposit rates

  • Term As at 02/12/2024
    Super & Pension 4.92% p.a.
    Investments 4.80% p.a.
    • The rates shown are indicative, annualised (net of investment fees), averaged over the past week. These rates will be further reduced by administration fees and the 15% tax payable on investment earnings within super and transition to retirement pensions in the pre-retirement phase. For more information on how product fees impact the date you receive see our MLC Cash FAQ.
    • Past performance is not a reliable indicator of future performance.
    • More information on MLC Cash.
    • View the MLC Cash FAQs (PDF)

    View the historical MLC Cash rates.

  • Term As at 02/12/2024
    6 months 5.05% p.a.
    1 year 5.05% p.a.
    2 years 4.35% p.a.
    • Interest rates are gross rates that haven't taken into account Administration fees or 15% tax payable on investment earnings within super and transition to retirement pension in the pre-retirement phase.
    • The rates are usually updated on Monday and valid until 3pm Friday of the same week.
    • For more information, please refer to the:
      MLC MasterKey Super & Pensions Fundamentals PDS (PDF)

    View the Historical NAB Term Deposit rates.

How to invest

Invest through a platform - super or pension

 
  MLC MasterKey Super & Pension Fundamentals
Download PDS (PDF)
  MLC MasterKey Business Super
Download PDS (PDF)
 

Invest through a platform - investment outside super or pension

 
  MLC MasterKey Investment Service Fundamentals*
Download PDS (PDF)
     
Invest direct $500,000 minimum investment
  N/A      

* MLC Cash is named MLC Cash Fund in MLC MasterKey Investment Service Fundamentals.