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MLC MasterKey Super Fundamentals

Designed for all Australians, it's the easy-to-manage super account that will see you through your working life and into retirement.

It’s easy to choose an investment option that suits your personal investment objectives and risk appetite.

Your super also comes with MLC Lifestage insurance that's been designed to protect you and your loved ones through your different life stages.

You have the option to also add MLC Insurance and MLC MasterKey Investment Protection, depending on your needs.

Product features

Key features

  • A super account that your client can take from job to job as they progress through their working life
  • Choose from a range of investment options to suit your client's investment objectives and risk appetite
  • Online account access, reporting and transactions
  • Transfer seamlessly from a super to pension account
  • Protect yourself and your loved ones with MLC Lifestage insurance, which is included in your super account and automatically changes with your age
  • Receive special benefits and discounts through MLC Member Rewards

Compare apples with apples. Chant West has awarded MLC MasterKey Super Fundamentals with their 5 Apples Super Rating 2018. MLC MasterKey Super Fundamentals was also recognised as a Chant West Advised product of the year 2017 finalist.  For more information about the methodology used by Chant West, see

Additional options

MLC Insurance (Super) is a separate insurance product you can apply for and link to your MLC MasterKey Super Fundamentals account.

MLC MasterKey Investment Protection

  • Available to your clients who are 50 or older
  • Protected Capital – protects your client's super from negative market movements and grows their balance by locking in market gains each year.
  • Protected Income – provides a certain and secured amount of income each year in retirement. Available for 10 or 20 years, or for life.
  • Available on MLC MasterKey Super & Pension Fundamentals with eligible MLC Horizon and MLC Index Plus investment options.
  • Find out more 

Transitioning to retirement

When your client is ready to transition to retirement it’s easy to move to MLC MasterKey Pension Fundamentals.

To find out more, contact your MLC Representative or call us on 133 652.

Do you have any questions about Super?

Here are some of the more common questions we get asked: