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Life unchanging

The MLC Life unchanging Challenge

To get a taste for a possible life in the future, we decided to challenge three Australians to find out how prepared they are. Will they be able to keep the best of today?

Follow Ben and Jodie, Jacinta, and Raman who are armed with a camera, a selfie stick, and a budget that represents the average Australian Super Saving living allowance for their demographic at age 65.

"I'm more than likely going to be eating out for breakfast, lunch and possibly dinner."

With a busy lifestyle, and a passion for hitting the golf range, can Raman succeed in the MLC Life Unchanging Challenge? After mortgage, bills, clothing, medical and transport costs, how far can he make $320 go?

  • Based on insights from ABS and ASFA we have used the following assumptions to set the guidelines for Raman's challenge.

    • Male income - $75Kpa+ 9.5% SG contributions
    • Full time worker
    • Super balance :  $43,583 in super balance at age 30
    • Desired retirement age:
      • Male – 67yrs
      • Based on ABS report
      • Life expectancy – 90yrs (ABS)
      • No additional (non-concessional) contributions

    Cost of living assumptions made via the calculator here.
    These are assumptions only and not a forecast. Different assumptions would produce different results.


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MLC Life Unchanging Challenge - Jacinta video

"Could I live on $268 a week?"

That's the question Jacinta, a single mother of two, asked herself when she undertook the MLC Life Unchanging Challenge.

Watch here

MLC Life Unchanging Challenge - Ben Fordham video

The life unchanging challenge

We challenged Ben Fordham, and his partner to live on what their weekly budget might look like.

Watch here