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MLC MasterKey Pension Fundamentals

An easy-to-manage pension account that allows you to control your retirement income stream and make the most of your retirement investments. It's easy to choose an investment option that suits your investment objectives and risk appetite.

You can also add MLC Insurance and MLC MasterKey Investment Protection, depending on your needs.

Product features

Investment options

The following are the types of investment options available in the MLC MasterKey Pension Fundamentals:

  • MLC Horizon Portfolios (Investment Protection option available)
  • MLC Inflation Plus Portfolios
  • MLC Index Plus Portfolios (Investment Protection option available)
  • MLC multi-manager sector funds
  • MLC single manager sector funds
  • MLC single manager index funds
  • Externally managed funds
  • NAB Term Deposits
  • MLC Cash Fund

For more information on the above funds see our investment menu.

Minimum initial investment



Open an MLC MasterKey Pension Fundamentals accountApply now

If you are an existing MLC customer, login here

Do you have any questions about Retirement?

Here are some of the more common questions we get asked: