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Watch Jess add $15,0001 to her super during an ad break

Everyone has a few minutes of downtime ... on the bus, waiting in line,
during an ad break. Use it to make the most of your super.

In just a few minutes you can take your super in the right direction. Bringing your super together into one account means only one set of fees.


It takes three steps and just a few minutes.

Log in using your username and give MLC your consent to find your super.

Select the accounts you
would like to consolidate.

Click submit.

Before you consolidate your super there are a few things you should consider


Weigh up the benefits
and features of your other super funds against your chosen MLC super account.

Check the tax implications and see if your tax and preservation components will be impacted. Speak to your financial adviser for further information.

Compare the fees
of your fund(s), and check for exit
or termination fees.

Don’t forget your insurance and make sure that your chosen MLC super account will provide you with the appropriate cover to replace any cancellation of insurance cover1 that will occur by consolidating your account(s). If you suffer from a pre-existing medical condition, consider whether you will be eligible for the same level of cover if you cancel your existing insurance policy.

If you intend to claim a tax deduction
for certain personal contributions made into your other fund, ensure your ‘Notice of intent to claim a deduction for personal contributions’ is made and is acknowledged by that fund.2

1 This is an example only and is purely for illustration purposes only. The figure is based on the average amount rolled into MLC super per member between 1 October 2015 and 30 September 2016 as a result of the SuperMatch campaign, and has been rounded to the nearest thousand dollar amount.
Appropriate insurance can include level and types of cover as well as policy terms.
3 For more information about eligibility and/or to obtain this form please visit