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Choosing the right cover 

Rainy days are inevitable. Choose the right cover.

Whether you're a young single or managing a busy family, having the right insurance provides great peace of mind.

Whatever you're trying to protect in life, there's a solution to match. So cover yourself for any future.

Protect your family after you're gone

Protect your family after you're gone

You can have the peace of mind knowing your family will be looked after financially when you're no longer here to take care of them.

Life cover
Accidental Death

When life's unkowns stop you working

When life’s unknowns stop you working

Should you ever be unable to work due to sickness or injury, you’ll know your family's financial situation and lifestyle will be protected, as well as your business.

Total and Permanent Disability
Income Protection
Business Expenses 

When serious illness strikes

When serious illness strikes

If you, or someone in your family, are diagnosed with a serious illness you’ll have access to leading specialists from around the world and the financial support you need.

Critical Illness
Child Critical Illness
Occupationally Acquired Infection 

We're all about affordable insurance

  • Buy your insurance inside super
    Take advantage of tax concessions that may make it cheaper than insuring outside super.
  • Choose level premiums
    Level premiums are consistent over time* so you can avoid additional premium cost later in life.
  • Pay your premiums annually
    You may be eligible for a discount if you pay your premiums annually, rather than monthly.
  • Save with income protection options
    Choose a longer waiting period for your benefit payment and a shorter benefit payment period to significantly reduce your premiums.
  • Reduce the sum insured
    As a last resort, you can consider insuring yourself for a lower amount. Starting with a lower sum insured means you get in while you're young and start enjoying the benefits of insurance, which can be increased as you need over time.

Read our blog for more smart strategies and insights 

* Level premium doesn't mean your premiums are guaranteed or do not change. Level premiums may increase over time due to rate increases, Consumer Price Index (CPI) increases and policy fee increases. However, unlike stepped premium, level premiums (excluding CPI) don't go up by age-related increases

Get advice on your insurance   Find out more

Call 132 652 to receive up to 30 minutes of free general financial advice from a NAB Group-aligned financial adviser and find out more about protecting you and your family.