- Unexpected contact about your super: You receive an unexpected call, email or text message about your super from someone claiming to be a company you know, the ATO, or ASIC, even though you did not contact them first.
- Pressure to act fast: You're told to act immediately or you could lose money, miss out on a tax refund, or lose access to your account.
- Promises of high returns: Someone claiming to be an 'adviser' or platform promises high returns - often 10–30% above market rates — with little or no risk.
- Suspicious links or login pages: An email or text message asks you to click a link to a log in. The web address doesn’t match [WEBISTE URL] exactly or uses a lookalike domain.
- Request to set up a new SMSF: Someone contacts you unexpectedly and encourages you to move your super into a new SMSF that they will 'manage' for you.
