At a glance
- want a diversified portfolio that has similar weightings to defensive and growth assets,
- want to rely largely on the market for returns,
- want some long term capital growth, and
- understand that there can be moderate to large fluctuations in the value of their investment.
The portfolio aims to provide a return higher than its benchmark (before fees and tax) over 3-year periods, while managing risk.
We aim to achieve this by actively managing the portfolio. This includes reducing risk in the portfolio if market risk is high. As a result, there may be smaller losses than the benchmark in weak or falling markets and potentially lower returns than the benchmark in strong markets.