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  • Making contributions

Making contributions

Navigator Personal Retirement Plan Superannuation Service is part of a complete superannuation and retirement service which provides access to a wide range of wholesale investment alternatives managed by leading fund managers as well as a range of shares listed on the Australian Stock Exchange (ASX).

The Navigator Superannuation Service is designed to enable the establishment of a diversified superannuation portfolio accessing the primary investment markets of cash, fixed interest, equities and property through the various investment strategies offered.

To process your employees' super contributions please send us information about the employees and the funds.

Information about each employee (investor) including:

  • employee name
  • Navigator account number
  • employee date of birth
  • Superannuation Guarantee Contribution amount
  • other contribution amounts.

To assist you in submitting this information, download our Super Contributions spreadsheet.

Once completed please email the contribution details to us.

Contribution payments

There are three easy ways for you to forward the super contributions for your employees:

  1. BPAY ®
  2. Cheque payment
  3. Electronic Funds Transfer

BPAY ®

This is the preferred payment method for fast allocation of contributions.

  • Contributions can be made via telephone or internet banking.
  • To use BPAY, the Biller Code for the BPAY account needs to be entered first.

These codes are:

Account name Biller code
Navigator Personal Retirement Plan 514117
Navigator Access Super 950394
  • Second, the Customer Reference Number needs to be included. This is the contribution code plus your employees Navigator BPAY Reference Number. For example, if you are making a SG contribution on your employee’s behalf, this would be entered as 11 + BPAY reference number.
  • The contribution code entered depends on the contribution type as follows:
Contribution type Contribution code
Employer:
Superannuation Guarantee
Salary Sacrifice
Employer Additional
11
Personal Concessional 12
Personal non-concessional 13
Spouse 15

In summary, for a BPAY payment on your employee’s behalf, you would submit it as follows:

  • Biller Code: Applicable as per your employee’s super account
  • Customer Reference Number: Contribution code (as per above) + BPAY reference number

Cheque payment

If contributions are to be made by cheque, these must be made payable to the account name, for example:

  • Navigator Personal Retirement Plan, or
  • Navigator Access Super

The following details will also need to be provided in an accompanying letter:

  • the employee’s name
  • the employee’s Account Number
  • the type of contribution being made. For example, Super Guarantee contribution.
  • Cheques need to be sent to:

    Navigator Australia Limited
    GPO Box 2567
    Melbourne VIC 3001

Electronic Funds Transfer (EFT)

If you are unable to pay via BPAY, or cheque, you can register for EFT or call 1300 428482 for information.

More information

If you require further information, please call 1300 428482

® Registered to BPAY Pty Ltd ABN 69 079 137 518


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