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    • Main features at a glance
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  • MLC Navigator Retirement Plan
  • Main features at a glance

MLC Navigator Retirement Plan - Features at a glance

Investment Options
  • Over 250 investment funds available.
  • Shares and other ASX listed financial products.
  • Other investment products such as our Integrated Separately Managed Account.
  • Term deposits and debentures may also be available from time to time.
Minimum initial investment
Feature Lump Sum Regular Investment Facility
Initial investment into the service $20,000 $3,000
Additional investment per:
  • Investment fund.
  • Share.
  • Model Portfolio.
  • Term deposits.

  • No minimum.
  • $2,000
  • $10,000
  • Varies by issuer.

  • No minimum.
  • N/a.
  • N/a.
  • N/a.
Minimum additional investments
Feature Lump Sum Regular Investment Facility
Initial investment into the service. $5,000. $200.
Additional investment per:
  • Investment fund.
  • Shares.
  • Model Portfolio.
  • Term deposits.

  • No minimum.
  • $500.
  • No minimum.
  • Varies by issuer.

  • No minimum.
  • N/a.
  • N/a.
  • N/a.
Minimum withdrawal
$500 minimum amount per withdrawal (including rollovers)
Transaction options
  • BPAY, direct debit, electronic funds transfer or cheque.
  • Transact by phone, fax, email, or mail.
  • Regular Investment Facility.
  • Regular Withdrawal Facility.
Fees and costs
Flexible fee options are available. For full details on fees and costs, refer to the current Financial Services Guide.
Fee discounts
You may qualify for a fee discount by linking accounts with your immediate family members.
Group Investment discount
MLC Navigator accounts that hold $400,000 or more in managed investment options issued by the NAB group of companies will receive up to 10% pa reduction on the total administration fee. Download a list of investments eligible for the discount.

Please note that some investments shown may no longer be available for new investment. However, existing holdings in any of the investments are eligible for the Group Investment discount.
Tax Management
Financial advisers can access our sophisticated tax management processes- helping you minimise your tax liabilities.
Term Deposits
  • Choice of four providers: NAB, Adelaide Bank, St. George and Wide Bay.
  • Various terms available: 1 month, 2 months, 3 months, 6 months, 1 year and 2 years.
  • $1,000 minimum (NAB only).
Estate Planning
Death benefit beneficiary options:
  • Binding nomination.
  • Non-binding nomination, or.
  • Nomination of reversionary pensioner.
Transfers to pension
Your clients can transfer their investments from super to pension without incurring transaction costs or selling the underlying investments.
Insurance
  • Protectionfirst can offer your clients cover against the financial consequences of injury, sickness or death.
  • Premiums are deducted from your client’s super account.
  • More information is available in our PDS.

 


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