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Member services

Investment flexibility: Employer Super has a number of investment options from leading Australian and global fund managers to suit everyone from the conservative to the aggressive investor.

No switching cost: employees can switch investment options as often as they like at no cost.

A spouse account: spouses of employee members (including de facto and same sex partners) can open a spouse account and share the advantages of the discounted administration, insurance and investment fees of the employer plan.

In addition, with a spouse account, members can benefit from other tax incentives (such as the spouse tax offset and the co-contribution) to maximise their retirement savings.

Ancillary benefits made available to you and your employees:

  • access to special offers on HCF’s range of health insurance
  • access to selected credit products at discounted rates (provided by Bendigo Bank), and
  • access to innovative remuneration packaging and employee benefit strategies through our relationship with Salaris Consulting.

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