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Flexible insurance options

Benefits of Employer Super's insurance offering include:

  • a range of flexible options to cover sickness, injury or death
  • competitive rates
  • tax-free premiums
  • automatic insurance cover without having to complete a personal health statement or undergo medical examinations (subject to certain conditions and limits)
  • Accidental Total and Permanent Disablement and Accidental Death cover available during the assessment period (subject to policy terms)
  • the convenience of continued insurance when you cease employment and become a Personal Option member
  • Total and Permanent Disablement offered on both an 'own' or 'any' occupation depending on occupation
  • access to market leading 'future insurability' benefit (eligible employees will be able to increase their Death or Total Disablement insured benefit, without having to complete a personal health statement, on the occurrence of certain events such as marriage, divorce or having a baby)
  • top quartile Automatic Acceptance Limits, and
  • long-term income protection options: two years, five years to age 60 or 65 (conditions apply).

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