NAB Margin Lending
If you're looking to establish a new investment portfolio, increase your existing portfolio or free up existing capital, gearing using margin lending may be a wealth creation strategy to consider.
What is it?
A margin loan from NAB Margin Lending is a flexible investment loan that can be used for investment purposes such as investing in shares and managed funds. You simply provide existing approved shares, managed funds or cash as security for the loan.
You can then use the borrowed money to access a greater range of investment opportunities, because you are not limited to investing your own capital.
Key features and benefits
| Benefits | Features |
|---|---|
| Low minimum loan amount |
A minimum loan amount of $20,000 means you don't need to borrow large sums of money to start (or build on) your investment portfolio. |
| Broad investment choice |
You can borrow against an extensive list of approved shares and managed funds. This enables you to diversify your portfolio and not rely too heavily on the performance of any one investment. |
| Attractive interest rates |
Rate discounts are also available for loans greater than $250,000. |
| No application or ongoing service fees^ for individual or joint applicants |
Invest more of your money into the investments of your choice. |
| The ability to establish instalment gearing |
Instalment gearing provides you with the ability to invest in approved managed funds on a monthly basis, allowing you to drip feed your money into the market rather than investing it all at once. |
| 24 hour online access to Facility information |
Monitoring your investment portfolio is easy with online access to your Facility details 24 hours a day, 7 days a week. |
| You can offer third party security |
You can use an existing approved portfolio held by another person or company as security for your loan. |
| Prompt loan approval | Margin lending applications are subject to approval which is generally provided within 48 hours for individual and joint applicants. |
| Integrated reporting with MLC MasterKey Investment Service |
Where your margin loan is invested wholly into the MLC MasterKey Investment Service, you have access to consolidated reporting on your loan balance and information on all your MLC holdings via mlc.com.au. |
| Dedicated, personal Account Manager service |
A personal Account Manager is allocated to look after your Facility and assist you with any queries you may have. |
Where do I go from here?
To find out more go to nab.com.au/marginlending or call 1300 135 145 to speak to a NAB Margin Lending Client Service Representative.
Alternatively, you can apply now for a NAB margin loan.
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