Investments

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MLC MasterKey Investment Service - Features at a glance

Choice of Managed
funds		 View our range of investment options
Minimum initial
investment		 $5,000 per account, or
$2,000 per account with a Regular Investment Facility
Please note: a $1,000 minimum initial investment per investment option applies
Minimum additional
investments		 $500 per investment option, or
$200 per investment option with a Regular Investment Facility
Minimum withdrawal $500 per investment option, or
$200 per investment option with a Regular Withdrawal Facility
Account options
  • BPAY, direct debit, or cheque additional investments
  • Transact by phone, fax, email, or mail
  • Regular Investment Facility
  • Regular Withdrawal Facility
Fees and costs Refer to the current FSG/PDS for further information on fees and costs.
Fee refunds
by MLC		 You can qualify for fee refunds of up to 0.32% p.a. based on the individual or family-linked MasterKey portfolio balance.*
Fund manager
payments		 Fund manager payments for our externally managed investment options have been negotiated by MLC. These payments are passed straight on to clients as additional units to the account.
Rebate of
asset-based
commission		 The financial adviser may choose to rebate part or all of their asset-based commission (otherwise known as "trail" commission) to a client's account as additional units.
Reporting
  • Quarterly statements mailed to you, or available online at mlc.com.au
  • Annual statement (including audit report)
  • Consolidated tax statement (including guide to completing your tax return) Capital gains/losses reporting available online
  • Capital gains/losses reporting available online
Margin Lending
  • You can borrow from a margin lender to invest through the MasterKey Investment Service.
  • If you use NAB Margin Lending to invest in the service then clients can view their loan balance online or on their quarterly statement.
Transfer from the
MLC MasterKey
Unit Trust		 Existing MLC MasterKey Unit Trust investors can transfer their units into the MasterKey Investment Service without incurring capital gains tax. Stamp duty will be paid by MLC.

* Terms and conditions apply. Please refer to the current Combined Financial Services Guide and Product Disclosure Statement for further details.

Registered to BPAY Pty Ltd ABN 69 079 137 518.

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