Basic investment concepts

These presentations can help you understand basic concepts and strategies in investing:

• Chaser shows how a strategic approach to asset allocation has delivered better returns than chasing last year's top performing asset class - highlighting the benefit of a strategic asset allocation approach.
• Missing the best days illustrates why you shouldn't try to time the markets - missing only 10 good or bad days can have a significant impact on your portfolio over a 25 year period.
• Asset class returns shows volatility and long-term returns for the major asset classes over the past 20 years.
• Short-term noise long term clarity highlights that while there may be volatility in short-term (monthly) returns, there has been a considerable increase in investor's capital over the long term.
• Own or loans shows that, over the long term, investors receive higher returns by owning shares than by putting their money in a term deposit with a bank. A case study that compares shares in National Australia Bank with a term deposit in the bank.
• Specialist vs Decathlete 2004 Olympics illustrates how the specialist outperforms the generalist - an analogy to compare MLC's specialist managers with generalist fund managers.