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Total and Permanent Disability

When one door closes, another opens. But what if there's a sudden twist behind the new door and you find yourself unable to work again?

MLC Total and Permanent Disability insurance offers financial security for the unexpected by providing you with a lump sum benefit (up to $3million) if you suffer Total and Permanent Disability and are unable to earn an income again.

After age 65, this benefit converts to Loss of Independence  cover (up to a maximum of $500,000) which is based on your ability to care for yourself.

What is covered by MLC Total and Permanent Disability insurance?

Cover for
Total and Permanent Disability and Loss of Independence as part of Life Cover insurance or as a connected benefit.
Total and Permanent Disability and Loss of Independence as stand-alone insurance.

To find out more about MLC Total and Permanent Disability insurance, get in touch with your financial adviser or call MLC on 132 652.

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