The severe ups and downs of the French Alps make the Tour de France one of the toughest races in the world. If you get through the rough terrain near the front, you've given yourself a real chance of success.
In the current financial landscape, which has its own set of challenges, the MLC Horizon 4 Balanced Portfolio* is in the leading pack. It's in the top peer quartile over 1 and 3 years and second quartile over 5 years.
And, while there's still some way to go before we see pleasing absolute returns, as you can see over the long term, MLC Horizon 4 has a history of delivering for investors.
For more information, please speak with your financial adviser or call us on 132 652 between 8am to 6pm AEST Monday to Friday.

2011 year to date performance, as at 30 September 2011
Source: MLC Investment Management.
* MLC Horizon 4 Balanced Portfolio Gold Star Superannuation after taking into account fees & tax. The peer group is MLC Superannuation Balanced Universe based on annualised performance. Data source is Morningstar Direct, as at 30 September 2011.
This information has been provided by MLC Investments, ABN 30 002 641 661 a member of the National Australia Bank group of companies, 105-153 Miller Street, North Sydney 2060.
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Past performance is not indicative of future performance. The value of an investment may rise or fall with the changes in the market.