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Term deposits and cash

When it comes to investing in cash and term deposits, we offer a range of options to suit you and your investment goals.

Term deposits

Are you after a fixed interest rate in times of market volatility? Perhaps you’re just looking to invest cash for the short to medium term?

A term deposit may be just the answer. It can offer a competitive return on your money, plus it’s a low risk investment.

With Navigator you can choose from four term deposit providers: Adelaide Bank, NAB, St. George Bank and Wide Bay Australia.

The benefits of investing in a term deposit include:

  • certainty and peace of mind - term deposit rates are fixed, and
  • competitive fixed interest rate for 1 month, 2 months, 3 months, 6 months, 1 year and 2 years for term deposits 1

Please keep in mind that each term deposit provider may set a minimum amount.

Speak to your financial adviser today about your term deposit options. Please keep in mind interest rates are indicative only.

Cash management account and cash management trust

Looking for a secure investment that can pay interest monthly? Maybe you’re after a short alternative for the cash portion of your portfolio?

With Navigator you can choose from a cash management trust from BWA Managed Investments or a cash management account from Wide Bay Australia2.

Please speak with your financial adviser or contact us to be put in touch with one.

1 Monies are invested into term deposits on a weekly basis, at the current indicative rate published here. Investors should be aware that this rate may change as a result of changes in money market rates prior to each weekly investment. Any changes to indicative rates will be updated on this website.

2 Monies invested in the Wide Bay Platinum Cash Management Account and the BWA Cash Management Trust are invested on the first business day following application (subject to standard processing cut off times).


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