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  • Total & Permanent Disability

Total and Permanent Disability

MLC Total and Permanent Disability insurance (TPD) can give you financial security when you can’t work. This insurance pays a lump sum if you suffer total and permanent disability.

For white collar professional occupations (such as surgeons, doctors and solicitors) the maximum TPD benefit that can be applied for is $5 million. After age 65, this benefit converts to Loss of Independence (up to a maximum of $3 million) which is based on your ability to care for yourself.

For all other occupations, the maximum TPD benefit that can be applied for is $3 million. After age 65, this benefit converts to Loss of Independence (up to a maximum of $3 million).

For more information see Protectionfirst PDS or call us on 132 652.

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