We offer a range of insurances you can choose from to meet your personal and business needs.
The flexible design of our products means you can protect your lifestyle, family and business. We actively look for the most cost effective and tax effective ways for our customers to purchase their insurance.
Because of this, we give you two ways to package your insurance:
And, because life is always full of changes, you can modify your cover to suit your developing needs. So, while injury and illness will never be painless, our insurances mean you can avoid the impact they may have on your finances.
| Type of insurance available |
What is it? |
|---|---|
| Life Cover insurance | Pays a lump sum benefit on death or terminal illness or accidental injury. |
| Total & Permanent Disability insurance | Pays a lump sum benefit if you're totally and permanently disabled due to illness or injury. |
| Accidental Death insurance | Pays a lump sum if you die due to an accident or your death occurs within 180 days of the accident. |
| Income Protection insurance | Pays a monthly benefit if you suffer loss of income due to total or partial disability. |
| Premium Waiver insurance | Waives your premiums under specified conditions (ie retrenchment or while you are totally and permanently disabled). |
Find out more about the benefits of purchasing insurance within a superannuation environment.
To find out more about MLC Insurance (Super) see MLC Insurance (Super) PDS, get in touch with a financial adviser or call us on 132 652.