Protecting loved ones is a natural instinct, but how can you protect them if you're not around?
MLC Life Insurance is a complete life insurance policy, protecting your family's financial future in the event of your death.
MLC Total and Permanent Disability Insurance (TPD) insures you and your family from the financial impact should you suffer a disability which prevents you from working.
| Terminal illness | We’ll pay your Life Cover lump sum benefit if you’re diagnosed with a terminal illness. |
| Accidental injury benefit | We'll pay up to a maximum of $2 million if you lose the use of one of your limbs or sight, depending on the nature and severity of your injury. |
| Increases without further medical evidence | You can increase your Life Cover insurance without further medical evidence when certain personal and business events happen. |
| Advance death benefit* | To help with any urgent costs such as funeral expenses if you die, we’ll make an advance payment of $20,000. |
| Financial planning benefit* | We'll reimburse up to $5,000 for the preparation of a written financial plan by a qualified financial adviser when we’ve paid you a lump sum benefit of $100,000 or more. |
| Economiser | You can request that we freeze your Life Cover insurance stepped premium if you’re aged 30 or over. The amount you pay then stays the same while your benefit will reduce each year. |
* Not available for MLC Insurance (Super)
To find out more about MLC Insurance see MLC Insurance PDS, get in touch with a financial adviser or call us on 132 652.