MLC Insurance solutions
Protecting you and your family
At MLC we look out for you, so you don't have to worry today about what might happen tomorrow. To help you hold your insurance for the long term, we offer sustainable premiums.
Loan insurance
| Products | Features and benefits |
|---|---|
| MLC EasyCover |
MLC EasyCover is a simple insurance package, available to take out at the same time you set up your home loan. It provides comfort that if something were to happen to you, you'll still be able to make your repayments.1. |
| MLC Personal LoanCover |
MLC Personal LoanCover is a simple insurance package for your NAB personal loans2. It protects your NAB personal loan repayments from unforeseen events or breaks in your income. |
| NAB Credit Card Cover |
NAB Credit Card Cover protects your ability to meet your credit card repayments if your circumstances change unexpectedly. |
1 Subject to the Policy Terms and Conditions.
2 MLC Personal LoanCover is not compulsory and not available for all NAB loans, so please check with your NAB banker. Subject to Policy Terms & Conditions.
Personal insurance
Our range of insurance products is:
| MLC Insurance | The package of insurances available will enable you to tailor insurance to suit your client's needs and budget. Insurances available: Life Cover, Total and Permanent Disability, Critical Illness, Income Protection, Business Expenses Protection, Accidental Death, Occupationally acquired infection, Child Critical Illness and Premium Waiver. |
| MLC Insurance (Super) | Purchasing insurance through super is a convenient way for your client to afford protection. Insurances available: Life Cover, Total and Permanent Disability, Income Protection, Accidental Death and Premium Waiver. |
| MLC Personal Protection Portfolio | MLC Personal Protection Portfolio is closed and no longer available for sale. However if you have an existing policy you can continue to increase or decrease cover, add new benefits and make alterations. You should speak to your adviser before making any changes to your policy. |
| MLC Life Cover Super | MLC Life Cover Super is closed and no longer available for sale. However if you have an existing policy you can continue to increase or decrease cover, add new benefits and make alterations. You should speak to your adviser before making any changes to your policy. |
| MLC Protectionfirst | With Protectionfirst, your clients can take comfort in knowing that they and their family will be financially secure and protected in the event of any unforseen situations occurring during their lifetime. |
General insurance
| Products | Features and benefits |
|---|---|
| NAB Home and Contents Insurance3 |
After you choose the right home, the next thing you need is the right insurance. With NAB Home and Contents Insurance the choice easy. |
| NAB Car Insurance3 |
In today's busy world NAB has made the choice for car insurance easy. More information is available on the NAB website. |
| NAB Residential Investor Insurance3 | It makes sense to have insurance that protects the rental income a property generates, as well as the property itself. This is where NAB Residential Investor Insurance can help. |
3 Allianz Australia Insurance Limited (ABN 15 000 122 850 AFSL 234708) (Allianz) is the issuer and underwriter of home, car, landlords and travel insurance products available through National Australia Bank Limited (ABN 12 004 044 937) (NAB). These Insurances are arranged by National Australia Financial Management Limited (ABN 56 000 176 116 AFSL 230699) (NAFM), a related body corporate of NAB.
Allianz has appointed ETI Australia Pty (ABN 52 097 2278 177 AFSL 245631), trading as Mondial Assistance, to manage travel insurance and administer all emergency assistance services and benefits of this insurance. Both NAFM and Mondial Assistance act for Allianz, and not as your agent.
Neither NAB, nor any of its related bodies corporate (including NAFM), accepts liability or guarantees payment of any claim or benefit in respect of NAB insurances.
You should consider the Product Disclosure Statement (PDS) for the relevant insurance product before deciding whether to purchase or continue to hold it. A PDS for the home, car, landlords, travel and loan insurance products is available at nab.com.au.
4 If you are eligible for two or more discounts, the second and any subsequent discounts may be applied to the premium (excluding applicable taxes and government charges) after it has been reduced by previous discounts. If your premium is below Allianz's minimum premium, then the minimum premium will apply. Discounts are available at the time of publication and are subject to change without notice.
Group insurance
| Products | Features and benefits |
|---|---|
| MLC Group Insurance |
At MLC we help make it easy to provide group life insurance plans to employees or super fund members. Our aim, as a leader in Group Life Insurance, is to provide an attractive insurance package, providing employees and/or fund members with group life insurance either inside or outside of superannuation. |