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Put more into super now

If you arrange with your employer to sacrifice some of your pre-tax salary into super you will pay a maximum tax rate of 15%, instead of your marginal rate which could be up to 46.5%*.

This strategy could enable you to pay less tax on your salary and make a larger investment for your retirement.

If you are self-employed**, similar benefits are also available if you invest some of your business income in super and claim a tax deduction for it.

To find out whether this strategy may be suitable for you, seek financial advice.

* Includes a Medicare levy of 1.5%.
** To qualify as self-employed, you need to earn less than 10% of your assessable income plus reportable fringe benefits from eligible employment.