Getting advice
In building wealth, it's often the opportunities you don't know about that can make the biggest impact.
In fact, new opportunities to achieve more with your money arise all the time. An MLC financial adviser can work with you to help you uncover your options and assess how effective they'll be in helping achieve what's important to you.
Why our advisers are number one
Everyone has different needs and goals when it comes to their finances.
Some of our clients want to confirm their plans are on the right track; others want to make their plans more effective.
No matter where you're at though, advice can make a difference to your financial position.
A tailored approach
Our financial advisers work with you to understand your needs and assess the plans you already have in place. They'll also show you a range of financial strategies and options, explaining how they apply to your situation.
And this is just the start. Your MLC adviser can keep you informed of any new opportunities that might be right for you as they arise. Importantly, you don't have to commit to anything until you're satisfied we can make a real difference.
Quality advice
Over the past three years, customers have rated our advice network as Australia's leading financial advice group based on how our advisers work with clients.1
They assess opportunities regularly to make sure you get the most from your financial advice.
They also work on a fee for advice basis for investments. This means they'll explain upfront how they can help you and the fees for their advice.
Our advisers only offer investments on our approved investment list that have been well researched, tested and monitored closely, so you can invest with confidence.
As principal member of the Financial Planning Association of Australia, we promote high professional standards to our advisers and provide a Quality Advice accreditation that recognises consistent delivery of quality advice to clients.
1 MLC/Garvan Financial Planning won CoreData's Major Financial Advice Group award in 2007 and 2008. Apogee Financial Planning won CoreData's Major Financial Advice Group award in 2009 and 2010. CoreData is the research arm of brandmanagement, a market intelligence and consultancy firm with offices or affiliates in New York, Paris, Beijing and London.
How we can help you
Our advisers are fully qualified under the Financial Planning Association of Australia to give you advice on:
- Investment strategies: robust strategies to build your wealth over the long term.
- Portfolio construction: balancing your investment portfolio to protect and grow your wealth through market cycles.
- Super strategies: tax-effective strategies to boost your super savings so you can enjoy the retirement lifestyle you want.
- Protecting your assets: a range of insurance options to protect your wealth and secure you and your family's future.
- Effective debt: pay off your home loan sooner, consolidate your debts and build wealth by converting your inefficient debt to efficient debt.
- Long-term planning: strategies to achieve your short to long-term goals.
- Retirement planning: grow your nest egg while you're still working and harness tax-effective income streams when you're closer to retirement.
- Streamline your business: strategies for everything from self managed and corporate super to succession planning and insurance.
Some of our advisers also specialise in areas such as self managed super funds, direct equities and business insurance.
They complete regular professional development and technical training to develop their skills and stay up to date with the changing legislative and market environment.
Our advisers must also meet our high professional standards; working with you to create effective, personalised strategies.
When matching you with one of our financial experts, we consider your needs and circumstances and find the adviser who's best suited to you.
We have a leading advice network, so we're confident we can always find the right advice near you.
Speak to one of our experts
We believe it's important you're comfortable with and have confidence in your financial adviser.
That's why we give you plenty of options when it comes to speaking with someone about your finances.
Our phone-based experts can give you general advice right now.
If you want a more comprehensive assessment of your finances, we can help you find the right adviser for you based on your needs and goals.
And of course, there's no obligation. If you're not entirely satisfied, speak to us and we'll make other arrangements for you.
If you're already with MLC and have a question or comment, please also get in touch.
Simply call 132 652 to let us know how we can help you
Looking for a MLC Advice store or centre? There are a growing number of stores in Sydney and Melbourne. Visit our website today.